1 / 12

Bajaj Finserv Personal Loan 2021

Bajaj Finserv offers low-interest-rate on personal loan so that most people can avail the loan without any collateral, interest rates @ 12.99%, Calculate EMI, Check Eligibility, Documents Required, Instant E Approval, Loan Disbursal within 3 days, Apply Now at Afinoz.

Télécharger la présentation

Bajaj Finserv Personal Loan 2021

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript


  1. Bajaj Finserv Personal Loan 2021

  2. Bajaj Finserv Personal Loan Details  Bajaj Finserv Personal Loan removes the financial crunch of the people by offering loans at a low-interest rate. The speedy application process and easy documentation method are complimentary services. The approval time is quite less, and once the loan is approved, the amount will be disbursed within 24 hours.  Highlights of Bajaj FinservPersonal Loan - 2021  Get money in 72 hours  Loan amount up to ₹ 25 Lakhs  Zero/Nil foreclosure charges  24X7 customer support  Part pre-payment facility available at no cost  The Entire process is online  Instant approval facility for existing customers

  3. Bajaj Finserv Interest Rate and Charges 2021 Bajaj Finserv offers low-interest-rate on personal loan so that most people can avail of the loan without any collateral. So, if you are wondering about the Bajaj finance personal loan interest rate and processing fee, then go through the below-mentioned points.  Bajaj Personal Loan Interest Rate Starts from 12.99% onwards Processing Fee Up to 3.99% of the loan amount Bonus Charges Rs 600-Rs1200/bounce Loan Tenure 12 months to 60 months Structural Fee Rs 4499 Loan Amount Up to Rs25 Lakh Penal Interest 2% of monthly EMI

  4. Bajaj Finserv Personal Loan Eligibility Criteria The conditions for eligibility are as follows:  The applicant must be of age between 23 to 55 years  Any Indian citizen is eligible to apply  The applicant must be an employee of an MNC, public or private company  Monthly salary ₹ 35,000 per month – Bangalore, Delhi, Pune, Mumbai, Hyderabad, Chennai, Coimbatore, Noida, Ghaziabad, Thane  Monthly salary ₹ 30,000 per month – Ahmedabad, Kolkata  Monthly salary ₹ 28,000 per month – Chandigarh, Jaipur, Nagpur, Surat, Cochin  Monthly salary ₹ 25,000 per month – Baroda, Goa, Lucknow, Indore, Bhubaneshwar, Nasik, Vizag, Madurai, Aurangabad, Bhopal, Jamnagar, Kolhapur, Raipur, Trichy, Trivandrum, Jodhpur, Vijayawada, Rajkot, Calicut, Vapi  In terms of personal loan application, it is crucial to follow the criteria and carefully abide by the terms & conditions in order to avoid rejection, as it adversely affects your CIBIL score. To avoid any errors regarding the process make use of personal loan amount and applicationguide. 

  5. Features & Benefits Of Bajaj Finserv personal Loan  1#.Higher loan amount  2#. Easy Application Process  3#. Lowest EMI  4#. Instant Disbursal  5#. Exclusive Offer  6#. Best in class interest rates  7#. Quick processing and disbursal  8#. High quantum of loan If you have any queries related to the application process or other, then you may dial the Bajaj Finance Customer Care Number to get support from the Bajaj Finserv team.

  6. Bajaj Finserv Personal Loan EMI Calculator Bajaj Finserv has also its own EMI calculator which assists you in deciding the most suitable amount that you wish to spend every month as instalment against your desired amount of loan over a flexible repayment period.  Yet, with the help of the Bajaj Finserv Personal Loan EMI Calculator at Afinoz.com, you can easily calculate the instalment amount to be paid every month including the other charges and administrative expenses attached with the loan amount.  Moreover, for you to easily understand the basics of the loan process and the anticipated EMIs, we have prepared a table for various amounts at applicable interest rates.  Tenure (Months) Loan Amount ROI @ 10.99% Repayment EMI Interest ₹ 2,00,000 ₹ 2,23,695 ₹ 9,320 ₹ 23,695 ₹ 3,00,000 ₹ 3,35,543 ₹ 13,980 ₹ 35,543 ₹ 4,00,000 ₹ 4,47,390 ₹ 18,641 ₹ 47,390 0.009 24 ₹ 5,00,000 ₹ 5,59,238 ₹ 23,301 ₹ 59,238 ₹ 10,00,000 ₹ 11,18,476 ₹ 46,603 ₹ 1,18,476

  7. Various types of Bajaj Finserv Personal Loan  Bajaj Finserv offers personal loans to its customers on the basis of significant needs. The majortypes of loans on offer are as follows:  Wedding Loan – As Indian weddings are a once in a lifetime event and can turn out to be very expensive. If a couple wishes to enjoy the extravagance, without taking a burden on their savings, they might avail the personal loan for the wedding and repay it in easy EMIs.  Home Renovation Loan – Customers who are willing to refurbish their ancestral home or their existing home with new fittings, furniture, decorates can avail the home improvement loan.  Travel Loan – Anyone willing to take a vacation abroad along with their family or even for a small trip to their most favorite destination within the country, they can opt for a travel loan without spending much of their savings.  Medical Loan – The medical loans offered by Bajaj Finserv are easiest to avail. If in case a medical emergency strikes and you are short of funds, one can easily apply for a medical personal loan from Bajaj through the app or visiting the online app.  Debt Consolidation Loan – It is a unique product offering from Bajaj Finserv, any customer who is willing to settle their existing credit card debts on various cards which are high cost, the outstanding balance can be transferred to Bajaj Finserv at a lower rate of interest.

  8. Things to check before applying for a Bajaj Finserv Loan through Afinoz  Before you apply for a Bajaj Finserv personal loan through Afinoz, you must check the following:  Check your Bajaj Finserv personal loan eligibility Criteria with the personal loan eligibility calculator at Afinoz.com. Simply visit Afinoz.com, fill in a few easy details and get an instant and accurate assessment of your personal loan eligibility  Check your Bajaj Finservpersonal loan EMI with the personal loan EMI calculator at Afinoz.com. This will help you to know the exact amount you need to pay every month towards the repayment of your loan  Check the documentation required for your Bajaj Finserv personal loan application. Whether you are salaried or self-employed, applying with the proper set of documents will enhance your chances of getting your loan approved in the least possible time

  9. Bajaj Finserv Personal Loan Status & Bajaj Finserv Personal Loan Customer care Bajaj Finserv Personal Loan Status  With Bajaj Finserv, one can easily track the status of their personal loan application by taking a few steps. First, by visiting the online site or the mobile phone application, and log in using your credentials, one needs to enter the application number. Going forward, the page shows the account summary, where one can easily track the loan application status, thus can know whether the loan has been approved, in-process or is rejected.  Bajaj Finserv Customer Care Number  Bajaj Finserv has made it convenient for the customers to ask any queries related to loans. A loan seeker can get in touch with the company on their toll-free number: 020 3957 4151, where customer service executives are present 24X7 to solve all the queries and concerns with a solution-based approach. Here, all the executives are highly trained and equally supportive for all that a customer needs regarding their grievances. 

  10. Compare Bajaj Finserv Personal Loan with Others Banks Interest Rate SBI Personal Loan 9.60% ICICI Personal Loan 10.50% HDFC Personal Loan 10.50% Axis Personal Loan 12% Tata Capital Personal Loan 10.99% Fullerton Personal Loan 11.99 % Indusind Personal Loan 11.25% BOB Personal Loan 10.50% Aditya Birla Personal Loan 11% PNB Personal Loan 8.65%

  11. Why Choose Afinoz for Bajaj Finserv Personal Loan?  Well, it sounds a bit of the track, but you should know the right way to get the Bajaj FinservPersonal Loan through bajaj personal loan app and Afinoz does the same. Being one of the best financial institutes, Afinoz offers loans to needy people and also provides an investment model for the investor.  Moreover, the lending institutionworks with various banks and financial institutes across the Nation. So, overall, it is the one-stop solution for all financial needs.  Besides, the prime motto of Afinoz is to offer financial services to the people in an effective manner by eliminating the comprehensive documentation process and maintainingthe transparency level.  In addition to the personal loans,Afinoz also deals in Home Loan and Business Loan.

  12. THANK YOU Afinoz – Digitalizing Finance https://www.afinoz.com/

More Related