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Key Facts About Minnesota Health Care Markets

Key Facts About Minnesota Health Care Markets. For more information: www.health.state.mn.us/healtheconomics/. Health Care Cost Trends in Minnesota. Minnesota Health Care Spending by Source of Funds, 2005. Total Spending $29.4 Billion. Source: MDH Health Economics Program.

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Key Facts About Minnesota Health Care Markets

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  1. Key Facts About Minnesota Health Care Markets For more information: www.health.state.mn.us/healtheconomics/

  2. Health Care Cost Trends in Minnesota

  3. Minnesota Health Care Spending by Source of Funds, 2005 Total Spending $29.4 Billion Source: MDH Health Economics Program

  4. Shares of Minnesota Health Spending by Source of Funds, 2001-2005 Note: Detail may not sum to 100% due to rounding. Source: MDH Health Economics Program

  5. Public Spending for Health Care in Minnesota: Federal, State, and Local Shares, 2005 Total Public Spending in 2005: $11.6 Billion Source: MDH Health Economics Program

  6. Minnesota Health Care Spending by Type of Service, 2005 Total Spending $29.4 Billion Source: MDH Health Economics Program

  7. Shares of Minnesota Health Care Spending by Type of Service, 2001 to 2005 Source: MDH Health Economics Program

  8. Health Care Spending Per Capita and as a Share of the Economy, Minnesota and U.S. Sources: MDH Health Economics Program, Centers for Medicare and Medicaid Services (spending for health services and supplies)

  9. Private Health Insurance Premium and Spending Trends, 1995 to 2005 Source: MDH Health Economics Program. Fully-insured market only.

  10. Key Minnesota Health Care Cost and Economic Indicators, 1995 to 2005 Notes: health care cost is MN privately insured spending on health care services per person, and does not include enrollee out of pocket spending for deductibles, copayments/coinsurance, and services not covered by insurance.. Sources: Health care cost data from Minnesota Department of Health, Health Economics Program; per capita personal income from U.S. Department of Commerce, Bureau of Economic Analysis; inflation data from U.S. Bureau of Labor Statistics (consumer price index); workers’ wages from MN Department of Employment and Economic Development

  11. Total Cost Per Person and Health Plan/Enrollee Shares, 1997 to 2005 Source: MDH Health Economics Program.

  12. Health Care Cost Drivers: Spending Growth and Shares of Total Growth by Service, 2003 to 2005 Growth Rate Share of Spending Growth Note: growth rates calculated as annual growth per enrollee over the 2-year period. “Other medical” includes skilled nursing facilities, home health care, emergency services, services of health professionals other than physicians and dentists, durable medical goods, and chemical dependency/mental health. Source: MDH Health Economics Program.

  13. Premium Increases in Minnesota’s Small Group Market, 1999 to 2006 Sources: Minnesota Department of Health and Minnesota Health Coverage Reinsurance Association

  14. Premium Increases in Minnesota's Individual Market, 1999 to 2006 Source: Minnesota Health Coverage Reinsurance Association and Minnesota Department of Health

  15. Health Insurance Coverage in Minnesota

  16. Distribution of Minnesota Population by Primary Source of Insurance Coverage, 2005 Total Population 5.1 Million Private Health Insurance: 67.5% Fully insured 27.3% Self-insured 40.2% Source: MDH Health Economics Program

  17. Private Health Insurance: Enrollment in Fully Insured and Self-Insured Plans, 1997 to 2005 Source: MDH Health Economics Program

  18. Private Health Insurance: Enrollment in Large Group, Small Group, and Individual Coverage, 2004 Source: MDH Health Economics Program

  19. Percent of Minnesota Businesses Offering Health Insurance, by Firm Size, 2006 *Indicates a statistically significant difference (95% level) from the rate for all firm sizes Source: preliminary results from 2006 Minnesota Employer Health Insurance Survey

  20. Percent of Minnesota Businesses Offering Health Insurance, by Region, 2006 *Indicates a statistically significant difference (95% level) from the statewide rate Source: preliminary results from 2006 Minnesota Employer Health Insurance Survey

  21. Percent of Employees Working for a Firm That Offers Health Insurance, by Firm Size, 2006 *Indicates a statistically significant difference (95% level) from the rate for all firm sizes Source: preliminary results from 2006 Minnesota Employer Health Insurance Survey

  22. Percent of Employees Working for a Firm That Offers Health Insurance, by Region, 2006 *Indicates a statistically significant difference (95% level) from the statewide rate Source: preliminary results from 2006 Minnesota Employer Health Insurance Survey

  23. Eligibility and Take-up Rates of Employer Coverage by Firm Size, 2006 *Indicates a statistically significant difference (95% level) from the rate for all firm sizes Source: preliminary results from 2006 Minnesota Employer Health Insurance Survey

  24. Eligibility and Take-up Rates of Employer Coverage by Region, 2006 *Differences across regions are not statistically significant. Source: preliminary results from 2006 Minnesota Employer Health Insurance Survey

  25. Average Employer Contribution to Premium for Single Coverage, by Firm Size, 2002 Differences in the employer contribution across firm sizes are not statistically significant. Source: Minnesota Employer Health Insurance Survey, 2002

  26. Average Employer Contribution to Premium for Family Coverage, by Firm Size, 2002 Differences in the employer contribution across firm sizes are not statistically significant. Source: Minnesota Employer Health Insurance Survey, 2002

  27. Trends in Minnesota Small Group Health Insurance Enrollment, 1994 to 2006 Note: Fully Insured market only. Source: MDH, Health Economics Program; estimates based on data from various sources.

  28. Per Person Annual Deductibles in the Small Group Market, 2002 to 2005 (by share of total enrollment) Source: MDH, Health Economics Program *Median calculation excludes enrollees with no deductible

  29. Family Level Annual Deductibles in the Small Group Market, 2002 to 2005 (by share of total enrollment) Source: MDH, Health Economics Program *Median calculation excludes enrollees with no deductible

  30. Trends in Minnesota Individual Market Enrollment, 1994 to 2006 Source: MDH, Health Economics Program; estimates based on data from various sources.

  31. Per Person Annual Deductibles in the Individual Market, 2002 to 2005 (by share of total enrollment) Source: MDH, Health Economics Program *Median calculation excludes enrollees with no deductible

  32. Family Level Annual Deductibles in the Individual Market, 2002 to 2005 (by share of total enrollment) Source: MDH, Health Economics Program *Median calculation excludes enrollees with no deductible

  33. Uninsurance in Minnesota

  34. Uninsurance Rate Trends in Minnesota *Indicates statistically significant difference (95% level) from prior survey year. Source: 1995, 1999, 2001, 2004 Minnesota Health Access Surveys

  35. Sources of Insurance Coverage in Minnesota, 2001 and 2004 * Indicates statistically different at 95% level from 2001. Source: Minnesota Health Access Surveys, 2001 and 2004 (preliminary). Estimates that rely solely on household survey data differ slightly from annual estimates that include both survey and administrative data.

  36. Sources of Health Insurance Coverage in Minnesota by Age, 2004 * Indicates statistically significant difference from rate for all ages. Source: 2004 Minnesota Health Access Survey

  37. Sources of Health Insurance Coverage in Minnesota by Income, 2004 Income as % of Federal Poverty Guidelines * Indicates statistically significant difference from rate for all incomes. Source: 2004 Minnesota Health Access Survey

  38. Sources of Health Insurance Coverage in Minnesota by Race/Ethnicity, 2004 * Indicates statistically significant difference from rate for all race/ethnicities. Source: 2004 Minnesota Health Access Survey

  39. Uninsurance Rates by Economic Development Region, 2001 and 2004 *Indicates statistically significant difference (95% level) from 2001. ^Indicates statistically different at 95% level from state rate within year. Source: Minnesota Health Access Surveys, 2001 and 2004

  40. Income Distribution of Minnesota’s Uninsured Population, 2001 and 2004 *Indicates statistically different at 95% level from 2001. ^ Indicates statistically significant difference between uninsured and total population at 95% level within year. Source: 2001 and 2004 Minnesota Health Access Surveys

  41. Employment Characteristics of Minnesota’s Uninsured Population, 2001 and 2004 For uninsured children, refers to parent * Indicates statistically different at 95% level from 2001. ^ Indicates statistically significant difference between uninsured and total population at 95% level within year. Source: 2001 and 2004 Minnesota Health Access Surveys

  42. Employment Characteristics of Minnesota’s Uninsured Population, 2001 and 2004: Size of Employer For uninsured children, refers to parent * Indicates statistically different at 95% level from 2001. ^ Indicates statistically significant difference between uninsured and total population at 95% level within year. Source: 2001 and 2004 Minnesota Health Access Surveys

  43. Racial/Ethnic Distribution of Minnesota’s Uninsured Population, 2001 and 2004 • Distribution adds to more than 100% since individuals were allowed to choose more than one race/ethnicity. • * Indicates statistically different at 95% level from 2001. • ^ Indicates statistically significant difference between uninsured and total population at 95% level within year. • Source: 2001 and 2004 Minnesota Health Access Surveys

  44. Access to Employer Coverage: Offer, Eligibility, and Take-up Rates, 2001 and 2004 1 2 3 1: Person works for or has a family member who works for an employer that offers health insurance. 2: Percent of those with a connection to an employer that offers coverage who are eligible for health insurance coverage offered by that employer. 3: Percent of those eligible for employer coverage who enroll. *Indicates statistically different at 95% level from 2001. Source: 2001 and 2004 Minnesota Health Access Surveys

  45. Minnesota’s Uninsured: Potential Access to Coverage, 2001 and 2004 1 2 3 1. Employer offer: percent of uninsured who work for or have a family member who works for an employer offering coverage. 2. Employer eligible: percent of uninsured who are eligible for coverage through an employer. 3. Potentially public eligible: based on family structure, income, and eligibility for employer coverage. Note: The employer eligible, potentially public eligible, and not eligible for employer or public coverage categories add to more than 100 percent because some of the uninsured are potentially eligible for either employer or public coverage. * Indicates statistically different from 2001 at 95% level. Source: 2001 and 2004 Minnesota Health Access Surveys

  46. Public Insurance Programs

  47. Medicare Enrollment and Spending, Minnesota and U.S. Sources: Enrollment data from Centers for Medicare and Medicaid Services as of July 1 each year. Spending estimates by federal fiscal year from the U.S. Census Bureau, Consolidated Federal Funds Report; specific estimates for MN developed by MDH using an adjustment for border crossing.

  48. Minnesota’s Medicare Enrollment as Percent of Population, by Region Sources: Centers for Medicare and Medicaid Services, enrollment by county as of July 1, 2004; U.S. Census Bureau, population by county as of July 1, 2004

  49. Medicare Managed Care Enrollment Trends, Minnesota and U.S. Source: Centers for Medicare and Medicaid Services, Medicare Managed Care Contract Reports for December of each year and total enrollment as of July 1 each year.

  50. Medical Assistance Enrollment and Spending History Source: Minnesota Department of Human Services

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