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Finance Your Higher Education With VidyaLakshmi Scheme

The Vidyalakhsmi portal is a first-of-its kind initiative, rolled out to aid students seeking education financing. Developed in collaboration with the Ministry of Finance, Department of Higher Education and Indian Banks Association, the Vidyalakhsmi portal is maintained by NSDL e-Governance Infrastructure Limited. Read more at https://www.bajajfinserv.in/vidyalakshmi-scheme-education-loan-on-property

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Finance Your Higher Education With VidyaLakshmi Scheme

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  1. VidyaLakshmi scheme

  2. What is Vidyalakshmi Scheme? Vidyalakshmi is a unique initiative that is undertaken by the collaboration of the Department of Higher Education, Department of Financial Services and Indian Banks Association. Students can approach 34 financial institutions through the Vidyalakshmi portal. The Vidyalakshmi portal is a first-of-its kind initiative, rolled out to aid students seeking education financing. This portal acts as a single-window electronic platform, helping you access education loans and scholarships offered via various institutions.

  3. Vidyalakshmi scheme eligibility criteria ● Students need to be Indian citizens ● He/she should have already secured admission to a course in a particular university or college while applying for an education loan ● If a student intends to pursue a course in an overseas educational institution, To avail an education loan in India through the Vidyalakshmi scheme, you first need to get registered on the Vidyalakshmi portal. one can only apply for a loan after securing admission.

  4. Steps to Register on the Vidyalakshmi Portal

  5. Features of the Vidyalakshmi Portal This portal contains details of around 96 types of education loan schemes as best part of ● Vidyalakshmi Scheme Features. Students can conduct a comparative study of the financing options to select the best one. ● It brings one common Vidyalakshmi loan application form, which can be used to apply for ● multiple education loans and scholarship schemes. A maximum of 3 financial institutions can be approached via a single CELAF (application ● form). Both financial institutions and students can use the dashboard to upload and download their ● application details. Eligible students can apply for an education loan the second time under certain terms and ● conditions.

  6. Benefits of Seeking Education Loan & Courses Covered Under this Scheme 1. Regular diploma and degree courses such as shipping, pilot training, engineering, etc. 2. Regular degree as well as diploma courses from IIM, IIT and other autonomous institutions. 3. Central or State Government-approved nursing courses, teacher training courses, etc. ● No hidden charges due to the 4. Degree and diploma courses of professional transparency and technical disciplines, post-graduate and ● No branch visit is required graduate courses. These must be pursued from universities or colleges affiliated to UGC, ● Zero involvement of loan agents AICTE, Govt., etc.

  7. THANK YOU

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