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Money, Banks and Other Financial Institutions. By : Hendra Kusuma. Course Regulation. Student must be attend the course min 80% or 12 meetings Course will be start at the time and 15 minute maximum delayed Student collected his/her coursework a day before LKBB class
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Money, Banks and Other Financial Institutions By : HendraKusuma
Course Regulation • Student must be attend the course min 80% or 12 meetings • Course will be start at the time and 15 minute maximum delayed • Student collected his/her coursework a day before LKBB class • Other regulation will be submitted in LKBB course
Why we study Bank and Other Financial Institution? Bank is one of important financial institution, to keep our money we must trusted somebody or some institution like a banks. Government using banks to control our monetary regulation. The functions of banks in Indonesia are basically as financial intermediary that take deposits from surplus units and channel financing to deficit units.
Other Financial Institution Indonesia economy growth building from many institution not only in banking or monetary regulation but also in other financial institution like : • Capital market • Pawnshop • Valas • Cooperative • Leasing • Insurance
Money The function of money • Something a seller will accept in exchange for a product or service • Without money people would have to barter, a much more complicated process involving a double coincedance of wants • Helps to accurate financial records • It is used as a store of value
Characteristics of money • Durable tahan lama • Portable mudah dibawa • Divisible mudah dibagi • Must have stable value • Must be accepted by the sellers and buyers in community
Indonesia Money 1951 1961 1945 1945
1947 1949 1950 1952
1952 1957 1959 1975
1977 1979 1988 1987
1992 1995 1995 1992
History of Indonesian Banking Bank Indonesia was founded on 1 July 1953 from the nationalization of De Javasche Bank, a Dutch bank dating from colonial times. The bank is led by the board of governors, comprising the governor, a senior deputy governor and at between four and seven deputy governors
Governors of De Javasche Bank and Bank of Indonesia Mr. C. de Haan(1828 - 1838) E. Francis (1851 - 1863) C. F. W. Wiggers van Kerchem (1863 - 1868) J. W. C. Diepenheim (1868 - 1870) Dr. A. Houwink (1949 - 1951) Mr. Sjafruddin Prawiranegara(1951 - 1953) Mr. Dr. G. G. van Buttingha Wichers (1929 - 1945) Dr. R. E. Smits(1946 - 1949)