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HISTORY AND EVOLUTION OF HEALTH INSURANCE .

HISTORY AND EVOLUTION OF HEALTH INSURANCE. “Health” comes from the Old English word hale. meaning “Wholeness, sound or well ”. H ealth insurance is generally used to describe a form of insurance that pays for medical expenses.

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HISTORY AND EVOLUTION OF HEALTH INSURANCE .

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  1. HISTORY AND EVOLUTION OF HEALTH INSURANCE. • “Health” comes from the Old English word hale. meaning“Wholeness, sound or well”. • Health insurance is generally used to describe a form of insurance that pays for medical expenses.

  2. INCOME WILL BE FROM THE RANGE OF 10000 – 15000, 15000 – 25000, 25000 – 35000. EXPENSES WILL BE ACCORDING TO THE INCOME. BUT EACH INDIVIDUAL WILL PLAN TO SAVE SAVING MAY VARY 1000 PER MONTH TO 4000 PER MONTH.

  3. HOW MUCH WILL ONE SAVE CAN WE BE ASSURE NO MEDICAL EMERGENCY WILL OCCUR IN OUR LIFE WHAT IF A MEDICAL EMERGENCY ARISES HOW MUCH WILL BE THE COST OF HOSPITALIZATION WHAT WOULD BE THE EXPENSES HOW SHALL ONE BEAR THE SAME.

  4. HEALTH INSURANCE- Expenses

  5. MY ROLE AS AN FINANCIAL PLANNING ADVISOR TOWARDS MY CUSTOMER 40% of the people who are Hospitalized either borrow money or sell assets to cover medical Expenses. 16% of Indians are pushed Into poverty by rising Health Care Costs. Source : World Health Organization

  6. Advantages of Health Insurance • Security against Asset depletion • Quality Medical Services • Need of the hour. • Premium Affordability. • Total protection covering all medical expenses due to hospitalisation

  7. How much of Health Insurance Coverage do I need? Present age _________ Years left to Age 60 ____________ Suggested Health Plan :_______________________________________________ Sum Insured :_________________________________________ Premium Inclusive of Tax : _______________________________

  8. HEALTH INSURANCE – Expenses In a Quality Hospital

  9. Health Insurance - Premium

  10. Premium

  11. Probability of Health Care Expenses HighMediumLow Not Applicable

  12. Why Star • First Exclusive Health Insurance company in India. • Business: Health, Personal Accident and Overseas Travel Insurance only. • Innovative Products. Like Senior Citizen, Super Surplus, Diabetes Safe, Health Gain. • In House Claims Settlement. • In-house Doctors – for Hassle Free Settlement. • 24X7, Call Centre , Toll Free Number and Highly Sophisticated Web Site. • 250 Offices Across India with 5000 Employees • Over 5000 Network hospitals Across India.

  13. Company Introduction

  14. Message

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