SlideServe
Télécharger Obtenir Pro
Menu
Accueil Pro
Préférences
ApparenceLight Aide et commentaires
© SlideServe · v2026

Debt

astra avatar
astra
6 diapositives · 278 Views · Aug 31, 2014

Debt. What is debt ?. As soon as you borrow money you are in debt until you have paid it back in full, including interest. We often need to borrow money to get the things we need and want. The problems start when you cannot repay the debt when you agreed to.

Debt - slide 1
01 / 6Debt
1 / 17

Télécharger la présentation

Debt
Une image / un lien ci-dessous est fourni (tel quel) pour télécharger la présentation

Politique de téléchargement : le contenu du site vous est fourni TEL QUEL pour votre information et votre usage personnel ; il ne peut être vendu, concédé sous licence ni partagé sur d’autres sites sans l’accord de son auteur.Le contenu vous est fourni TEL QUEL, pour votre information et votre usage personnel uniquement. Téléchargez la présentation en cliquant sur ce lien. Lors du téléchargement, si vous ne parvenez pas à télécharger une présentation, l’éditeur a peut-être supprimé le fichier de son serveur.Pendant le téléchargement, si vous ne parvenez pas à obtenir une présentation, le fichier a peut-être été supprimé par l’éditeur.

F I N

Plus de contenu associé

Transcription de la présentation

  1. Debt Debt presentation Money Works: Level 2 Topic 1

  2. What is debt? • As soon as you borrow money you are in debt until you have paid it back in full, including interest. • We often need to borrow money to get the things we need and want. • The problems start when you cannot repay the debt when you agreed to. • Debt problems can make it hard for you to borrow money in the future. Debt presentation Money Works: Level 2 Topic 1

  3. What causes debt? • Some people think that banks, credit card companies and shops encourage you to borrow money, even if you can’t afford to pay it back. • Some people are just bad at managing their money. • Unexpected changes can put you into debt. This could be because your income has gone down or because your expenses have gone up. • This can be caused by any unexpected event, e.g. unemployment, redundancy, ill-health, accidents, relationship breakdown, pregnancy, death. Debt presentation Money Works: Level 2 Topic 1

  4. What if you don’t pay your debts? • If you don’t pay your rent or mortgage you could be made homeless. • If you don’t pay your gas / electricity bill, you could be ‘cut-off’. • If you don’t pay your council tax, you could receive a court summons and even be sent to prison. • If you don’t pay your bank loans you will get extra charges and may find it hard to borrow money in the future. • You could be made bankrupt. Debt presentation Money Works: Level 2 Topic 1

  5. What if I have debt problems? • If you are finding it difficult to pay your debts you should act as soon as possible. • If you ignore the problem it won’t go away – it will only make matters worse. • Contact the companies you owe money to and tell them you are in trouble. • Prepare a personal budget to see what you can afford to pay back. • There is plenty of help available. Debt presentation Money Works: Level 2 Topic 1

  6. Advice and information • Direct Debtline(01323 481111)www.directdebtline.com • National Debtline(0808 808 4000)www.nationaldebtline.co.uk • Consumer Financial Education Body (CFEB)www.cfebuk.org.uk • UK Credit Repairwww.ukcreditrepair.co.uk • Citizens Advice Bureauwww.citizensadvice.org.uk Debt presentation Money Works: Level 2 Topic 1