SlideServe
Menu
Préférences
© SlideServe · v2026

Linkage Banking under Islamic Banking

azize avatar
20 diapositives · 387 Views · Sep 01, 2014

Linkage Banking under Islamic Banking. B.Mansuri DRMFS-Intl. Basic Principals of ISB:. ENTERPRANEURSHIP “We adopted Islam as it is guiding the Development” “You are created from Earth (in order) to develop it” PARTICIPATION (in Profit and Loss) NO COLLATERAL. SCOPE & Potential.

Linkage Banking under Islamic Banking - slide 1
01 / 20Linkage Banking under Islamic Banking
1 / 17

Télécharger la présentation

Linkage Banking under Islamic Banking
Une image / un lien ci-dessous est fourni (tel quel) pour télécharger la présentation

Politique de téléchargement : le contenu du site vous est fourni TEL QUEL pour votre information et votre usage personnel ; il ne peut être vendu, concédé sous licence ni partagé sur d’autres sites sans l’accord de son auteur.Le contenu vous est fourni TEL QUEL, pour votre information et votre usage personnel uniquement. Téléchargez la présentation en cliquant sur ce lien. Lors du téléchargement, si vous ne parvenez pas à télécharger une présentation, l’éditeur a peut-être supprimé le fichier de son serveur.Pendant le téléchargement, si vous ne parvenez pas à obtenir une présentation, le fichier a peut-être été supprimé par l’éditeur.

F I N

Plus de contenu associé

Transcription de la présentation
  1. Linkage BankingunderIslamic Banking B.Mansuri DRMFS-Intl.

  2. Basic Principals of ISB: ENTERPRANEURSHIP “We adopted Islam as it is guiding the Development” “You are created from Earth (in order) to develop it” PARTICIPATION (in Profit and Loss) NO COLLATERAL

  3. SCOPE & Potential With 7 Main Contractual Arrangements (Oghood) it has adequate flexibility and adoptability to respond the needs of modern economy and trade. Over the past quarter of century has reached US$ 250 Billion Annual transaction reaching US$ 300 billion by 2010 in 45 countries.

  4. طرح پشتيباني خدمات مالي خرد روستائی Rural Micro Finance Support Project (RMFSP) in Iran With the Support of: Agricultural Bank of Iran (Bank Keshavarzi-BK) Cooperazione Italiana allo Sviluppo International Found for Agricultural Development (IFAD)

  5. ……is exploring THE POTENTIAL OF LINKAGE BANKING IN LINKING ISB to MICRO FINANCE

  6. First :Adopting A Definition FOR Micro Finance: To establish and support a sustainable financial services for peoples’ economy (Small farmers, Landless, Small scale traders, Agricultural Workers, Artisans, Small scale entrepreneurs, Unemployed) Often for informal sector

  7. Acknowledging that: The main challenge is not to establish such a system But The main challenges lies in: • Making it sustainable • With expanding outreach • Inclusive • Demand driven

  8. Formal Financial Systems (Islamic Banks) IFI • Autonomous • Power and skill to make optimum use of resources • Sustainable • Participatory • Re-engineering • Down Sizing • Effectiveness • Poverty Orientation • Choices: • Spontaneous Cooperatives • MFI • ROSCA • CBOs/ Traditinal Groups • (SHG) (e.g. Agricultural Bank of Iran- Bank Keshavarzi with more than 70 products)

  9. Rural Micro Finance Support Project(RMFSP) Based on Linkage Banking

  10. Rural Microfinance Support Project, Iran Objectives To expand micro finance services and employment for women ,youth and low income households

  11. Targeting Approach In four steps : 1-Spatial Targeting 2-Local Knowledge 3-Self Targeting 4-Demand Driven

  12. Implementation Strategy Close cooperation between BK, NGOs and CBOs (SG & SHG)

  13. The Approach Linkage Banking Bank Keshavarzi Local IFI Local NGO DRMFS Finance Capacity Building

  14. The Program Outreach • 86 % of program clients where first time borrowers • The average age of participants was 29 years • Strong Social Impact

  15. Gender Composition of Clients • 95 % of Group had mixed gender

  16. Role of women in group leadership (mixed groups)

  17. Share of women in Executive Board of groups (mixed groups)

  18. WHAT IS MICRO CREDIT (MC)?