MISSION To work in partnership with communities to empower families and individuals to achieve self-sufficiency and improve their quality of life.
OVERVIEW • Seven core assistance areas: • Children & Family Services • Community Development • Education • Employment & Training • Energy Efficiency and Affordability Services • Health and Nutrition • Housing
ENERGY ASSISTANCE SERVICES • CEDA has a menu of Home Heating Utility Bill Payment Assistance Programs. • LIHEAP (Low-Income Home Energy Assistance Program) • ComEd Residential Special Hardship Program • Share the Warmth (Peoples Gas) • LIHEAP Percentage of Income Program
Full Credit Reporting • Initial thoughts • This could not be good for our low-income population • Our constituency is juggling funds to get by every day • Many are not thinking about their credit report
Full Credit Reporting • Research through Partners • Nicor Gas and Peoples Gas has been doing full credit reporting for years • Both are using the same criteria: • Past due for 60 days with over $100 balance to get a negative credit report
Full Credit Reporting • Conclusion • Full utility credit reporting may be good for Cook County, Illinois for our energy assistance clients • More studies should be done before national legislation is passed
Visit CEDA at:www.cedaorg.net www.cedaorg.blogspot.comor call800. 571.CEDA (2332)