Applying for Federal Student Loans Knowing how expensive it is to study college, Bruce Mesnekoff has strongly suggested that individuals should just acquire federal student loans. However, in order to achieve this, a student may have to go through the rigorous process of applying for such loans. Of course, the said process could only become even more difficult if one does not seek ways of learning about it first. Actually, what makes it rigorous is the fact that you do have to comply with the steps. Otherwise, your application would not be granted. The first step is to fill up the Free Application for Federal Student Aid or FAFSA form. Apparently, even if you have already completed the FAFSA form, this would still be rendered useless if you do not submit it. Bruce Mesnekoff points out that through the FAFSA, the federal agency concerned would be able to evaluate your case. It is probable that the said agency may find you eligible for grants instead of a loan, which is obviously a much better arrangement. This is the reason why you have to be honest when it comes to the information that you put into the FAFSA form. However, the chances are not really that high. Bruce Mesnekoff believes that it is much better to expect student loans to be provided. It is very important that you are aware of the deadlines in the submission of the FAFSA form. Of course, it is obvious that the submission should be done long before the start of the opening of the school year that you are attending. Typically, the best time to submit your FAFSA is during the first week of January of the year that you are going to enroll in college. Bruce Mesnekoff reminds students that being late in submission could result in no chances at all of getting loans, which could mean not being able to enroll. While filling up the FAFSA and submitting it may seem easy, you do have to make some paper?ork also. You ?ould ha?e to pro?ide proof of ?our pare?ts’ i??o?e ta? retur? ?hi?h would justify your request for student loans. Aside from this, you also have to provide your pare?ts’ so?ial se?urit? ?u??ers or ?ours. A dri?er’s li?e?se ?u??er if ?ou have one would also help a lot. If you have prepared these documents beforehand, processing your loans should be fast and easy. Bruce Mesnekoff thinks that as long as you have completed the requirements, there is no reason for your application to be denied.