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The Unemployed

The Unemployed. How national government meets the financial needs of the unemployed. 1. Jobseeker’s Allowance. Jobseeker’s Allowance is available for people who are out of work or working less than 16 hours a week.

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The Unemployed

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  1. The Unemployed How national government meets the financial needs of the unemployed

  2. 1. Jobseeker’s Allowance • Jobseeker’s Allowance is available for people who are out of work or working less than 16 hours a week. • You can claim it if you are actively seeking work and you are below retirement age. • The current rate is • £53.45 for 18-24 yr-olds • £67.50 for 25 yr-olds and over. JSA

  3. 1. Jobseeker’s Allowance • Claimants must attend a New Jobseeker Interview at the local Jobcentre, Jobcentre Plus or social security office. • An adviser will help you draw up a Jobseeker’s Agreement.

  4. 1. Jobseeker’s Allowance The Jobseeker’s Agreement will include details of: • your availability for work • the kind of work you are looking for • what you will do to look for work and improve your chances of finding work • how Jobcentre Plus aims to help you.

  5. 1. Jobseeker’s Allowance • Claimants must come to the Jobcentre every 2 weeks to review their situation. • They may also have to attend further regular interviews to discuss job prospects. Jobseeker's Allowance : Directgov - Money, tax and benefits

  6. 2. Income Support • Income Support is available to adults who are not working or work on average less than 16hours a week. • How much is paid depends on your circumstances. • Age, being a carer, being a lone parent or being sick or disabled can all affect your payments. Income Support : Directgov - Money, tax and benefits

  7. 3. Statutory Sick Pay If you are working for an employer you are entitled to Statutory Sick Pay(SSP) if you are: • aged between 16 and 65 • sick for at least four days in a row • earning at least £102 a week on average

  8. 3. Statutory Sick Pay • Statutory Sick Pay is paid for every day you would normally be working. It starts on the fourth day of any period of sickness and lasts for a maximum of 28 weeks. • The standard rate for Statutory Sick Pay is £81.60 a week. • Many employers have their own sick pay scheme. Statutory Sick Pay : Directgov - Money, tax and benefits

  9. 4. Employment and Support Allowance (*Incapacity Benefit) • If you cannot work because of a persistent illness or disability you may be able to get the Employment and Support Allowance. • You can normally qualify if you have already been on Statutory Sick Pay for 28 weeks. • The payment can be up to £99.85 a week, depending on your age and how long you have had the problem. (* The ESA replaced Incapacity Benefit in 2008) Employment and Support Allowance : Directgov - Disabled people

  10. New Government Changes • The new Coalition Government is tightening up on those claiming the Employment and Support Allowance. • Strict tests will be carried out to check a person’s suitability for work. • This will mean that those considered able to do some work will be switched to the lower payment of Job Seeker’s Allowance.

  11. 5. Industrial Injuries Disablement Benefit • You may be able to get Industrial Injuries Disablement Benefit(IIDB) for accidents, diseases or deafness if you're ill or disabled as a result of an accident or the type of job you do at work. • Payments will depend on the extent of your injury or condition. On average 100% disability will qualify for £150.30 a week. Industrial Injuries Disablement Benefit (diseases and deafness) : Directgov - Money, tax and benefits

  12. 6. The National Minimum Wage • The National Minimum Wage was introduced not just to help people in low-paid jobs, but also to encourage unemployed people to seek work rather than remain on benefits.

  13. 6. The National Minimum Wage The current rates are: • £3.68 an hour for 16-17 yr-olds • £4.98 an hour for 18-20 yr-olds • £6.08 an hour for 21 yr-olds and over The National Minimum Wage : Directgov - Employment

  14. New Government Changes • From October 1st 2010, a new National Minimum Wage for Apprentices was introduced. • £2.60an hour for all apprentices under 19, or 19 and over in the first year of their apprenticeship.

  15. The Unemployed How local government meets the financial needs of the unemployed

  16. 1. Council Tax Benefit • Council Tax is a local government tax payable by residents and based on the value of their property. • People on Income Support or Jobseeker’s Allowance could qualify for Council Tax Benefit. • This could be up to a 100% reduction in Council Tax, • depending on their circumstances.

  17. 2. Housing Benefit • People who are on Income Support or Jobseeker’s Allowance can get help in paying all or part of their rent, depending on their circumstances. • Housing Benefit is paid by a local council directly into a tenant’s rent account.

  18. 3. Concessions • Unemployed people can qualify for concessions on charges for a variety of council facilities and services. Scoonie Golf Course Levenmouth Swimming Pool and Sports Centre

  19. 4. Fifestyle Card • Fifestyle is Fife Council’s discount card offering cardholders up to 50% off a range of council services including Leisure Centres, Golf Courses, Theatres, Libraries, Outdoor Education, Sports & Arts Development, and Childcare. Cardholders can also access discounts from over 100 local businesses. • Most people on benefits, such as Jobseeker’s Allowance, are not charged for the card.

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