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Moderator: Pascal Burg , Director, Edgar Dunn and Company Panelist:

Sponsored by. Session 3: Next Generation Payment Models. Moderator: Pascal Burg , Director, Edgar Dunn and Company Panelist: Roy Vella , Director, Merchant Services, PayPal, Inc. George Eubank, Director, CheckFree Martijn Hovinga, CEO, BilltoBill

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Moderator: Pascal Burg , Director, Edgar Dunn and Company Panelist:

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  1. Sponsored by Session 3: Next Generation Payment Models Moderator: Pascal Burg, Director, Edgar Dunn and Company Panelist: Roy Vella, Director, Merchant Services, PayPal, Inc. George Eubank, Director, CheckFree Martijn Hovinga, CEO, BilltoBill Scot Bealer, Vice President, Worldwide Sales, UATP

  2. Who is CheckFree Corporation? www.checkfreecorp.com • CheckFree was founded in 1981 and is celebrating it’s 25th year in e-commerce – (NASDAQ:CKFR) • Directly process over a Billion transactions and deliver almost 200 million e-bills per year • Monitored by the Securities and Exchange Commission and the Federal Reserve • #1 in ACH – More than two-thirds of the nation's 12 billion Automated Clearing House (ACH) payments are processed each year through CheckFree’s systems and software • #1 in EBP – More than 780 sites are now live with full electronic billing and payment services provided by CheckFree • Relationships with most of the nation’s leading financial institutions, billers and retailers

  3. CheckFree Payment for Online Travel • Alternative payment method – why limit the ways in which customers can pay you? • Helps direct more consumers to your lowest cost distribution channel – the web • Network of over 10 million consumers growing by approximately 400,000/month at MyCheckFree.com • ID/password based – no financial information needs to be passed over the web or stored by you • Reduced risk with CheckFree’s proprietary “Post-third Day” (P3D) processing with account confirmation • Save 50% or more on your transaction costs over traditional credit cards

  4. Keys to a Success • Promotion, Promotion, Promotion • Link to your site via MyCheckFree.com homepage – over 2 million unique visitors every week • Targeted email campaigns • Banner ad at airline site • Messaging in flight confirmation email • Miles for use • What has worked in the past? • And Finally….Promotion

  5. Credit Card Transaction Ticket Cost $300 Fees @ 2.5% $7.50 CheckFree Transaction Ticket Cost $300 Fees @ 1.6% $4.80 Why Promote? Total Savings per ticket = $2.70

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