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The 2010 report highlights a continued, albeit moderated, growth in the microfinance sector. There is notable expansion beyond the southern states, as self-help group (SHG) programs evolve into comprehensive welfare frameworks. Microfinance institutions (MFIs) are increasingly focusing on commercialization in response to rising competition in urban areas. Additionally, there is a surge in commercial interest regarding equity and loan funding, marking a significant trend in the sector's financial landscape.
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