Choice Mortgage Bank

1. WELCOME TO CHOICE MORTGAGE BANK Applying for a loan can be stressful & time-consuming We help through every step of the process so you can relax knowing that you are getting the best possible rate without all the headache of trying to navigate tricky forms and paperwork on your own.

2. About Since 1995, Choice Mortgage Bank has been providing Floridians with the best real estate financing programs available. As a licensed mortgage wholesale lender committed to broker and correspondent lending, we offer a wide variety of services and programs that satisfy the unique needs of each of our clients. With two South Florida locations to serve your home financing needs, Choice Mortgage Bank is in good standing with the state of Florida and a member of the Better Business Bureau. Specializing in residential mortgage lending, our programs include conventional and government lending purchases and refinances. We also offer portfolio lending for self-employed and sophisticated borrowers with complicated tax returns. Real Customer Service We are committed to building rewarding, long-term customer relationships while providing the highest quality mortgage services. At Choice Mortgage Bank, we pride ourselves on our personalized, concierge customer service. Unlike most banks, we understand that it can be difficult to take time out of your busy day to deal with the financing process. In addition to regular banking hours, the staff of Choice Mortgage Bank can be reached after hours and over the weekend. Year after year, new and satisfied return clients turn to us for the most innovative finance programs, superior customer service and the financial strength they demand. From first inquiry to the final signature at the closing table, we provide highly personalized service to each of our clients. With our streamlined approval process and expedited closing ability, we are able to alleviate the usual stress associated with home buying while keeping clients informed every step of the way. The Choice Mortgage Bank Advantage We know that each of our clients are unique and so are their mortgage needs. Many banks don’t approve or even consider those with special situations or adverse credit. We believe that everyone deserves the help they need to become a homeowner. Choice Mortgage Bank is able to approve loans that other banks will not, and in less time! With Approvals Express™, our preliminary approval system, Choice Mortgage Bank grants pre-approval within minutes and allows you to quickly begin house hunting with your real estate agent. Our staff has a deep knowledge of the mortgage market and rapidly responds to all of the new opportunities that are made available. We are a direct lender and offer multiple outlets for your loan. Our staff applies your personal scenario to the best available program to ensure financial savings and quick closings. Additionally, our interest rates are fixed with no prepayment penalties.

3. Loan Agents Michael Kodsi I am very excited about the programs we offer. Should you or anyone else need assistance regarding their residential or commercial financing, please feel free to contact me. Pre-qualification and consultation is absolutely free and strictly confidential. I look forward to hearing from you soon! Carole Kriete Business Development, and Operations Assistant to founder of Choice Mortgage Bank in Boca Raton for over 10 years. Emmanuel St Germain Emmanuel St.Germain has been in the mortgage business for over six years now with an incredible reputation from clients and local realtors with his attention to detail and follow through on all his loans. Mortgage Banking being a family tradition of his, he understands the importance of each client and long term thinking. He also fluent in French.

4. Services Mortgages:As a residential wholesale direct banker, Choice Mortgage specializes in quick mortgage approvals for home borrowers. Lending:Choice Mortgage is a licensed mortgage lender that is in good standing with the state of Florida. We lend on residential homes, condos, duplexes, triplexes, quadplexes and manufactured homes. Banking:We are licensed mortgage bankers in the state of Florida. We offer a wide range of banking services that are backed by excellent customer service. Residential Loans:We can help make your dreams come true with our wide selection of loan options. Choice Mortgage currently lends on single-family homes, multi-family homes up to four units, and condos. Our loans are secure and collateralized by residential properties. Home Financing:Unlike other companies who lend on boats, automobiles, business and personal, Choice Mortgage ONLY lends of homes. Our specialization and expertise ensures that we will find the perfect fit for your financing needs. Forward Mortgages:A forward mortgage can enable you to purchase or refinance the home of your dreams while building equity in your home. Government Loans:Choice Mortgage offers a variety of other loan options, such as programs for low-income families and veterans. Make sure to ask us if you qualify for any special loan programs such as FHA, VA and reverse mortgages. Reverse Mortgages:If you are 62 or older, we can help you access a portion of the equity built up in your home and turn it into cash. There are several reverse mortgage programs to select from and we can help you to choose the one right for your needs.

5. Contact Us Choice Mortgage Bank NMLS Branch #1174417 Boca Raton Office: 40 SE Fifth ST #502 Boca Raton, FL 33432 Phone (561) 362-8441 ext. 206 Fax (561) 362-8820 Boynton Beach Office: NMLS branch #1174417 1781 NORTH CONGRESS AVENUE Boynton Beach, Fl 33426 Office: 561 292 3059 For 24/7 Service: Mobile: (561) 441-2730 Website - http://www.choicemortgagebank.com/