A Few Tips for Choosing a Home Warranty Plan

1. A Few Tips for Choosing a Home Warranty Plan Home warranty plans can give homeowners fantastic peace of mind. However, some people may have some misconceptions about what they actually do. Here is an explanation of what a home warranty is and some questions that homeowners should ask before getting one. What is a Home Warranty? Some people may not understand the difference between a home warranty and homeowners insurance. It is very important to understand the distinction between the two, since they are not the same thing. Rather than replace homeowners insurance, home warranties complement it. Homeowners insurance covers household items that are damaged in a fire or another disaster. More often than not, it does not cover items that stop working due to age or regular use. This is where a home warranty comes in—it covers a homeowner when something breaks down from wear and tear. For example, suppose a refrigerator shuts down. Instead of buying a new one, someone with a home warranty could simply call their provider and have a service technician repair or replace it. This could end up saving them thousands of dollars.

2. How Do People Choose the Right Home Warranty Plan? When someone is checking out home warranty plans—or deciding whether or not they want one at all—they should ask themselves some questions. Here are a couple of big ones: How Old Are a Home/Systems/Appliances? If a house and the systems and appliances inside it are brand new, the need for a home warranty might seem less pressing. And indeed, the odds of some part of a new home needing repairs will be pretty low if everything has been built properly. Still, home warranty plans can provide a safeguard against unexpected breakdowns and malfunctions. If someone has an older home and systems, on the other hand, a home warranty is an especially wise investment. After all, the odds of something not working goes up the older it gets and the more people use it. Homeowners could find themselves draining their bank accounts paying for repairs or new equipment. How Much Time Does a Homeowner Have for Repairs? Some Mr. or Mrs. Fix-It types might argue that they can repair systems and appliances perfectly well on their own. If a person is completely confident that they can fix anything and everything around their home, the idea of a home warranty might not make sense. However, that is a very, very big “if.” Also, time spent fixing systems or appliances means time not spent doing a lot of other things. A first-rate home warranty provider takes these problems off of homeowners’ hands. It can give them access to service technicians that handle replacements and repairs quickly so people can get on with their lives. The Home Service Club is proud to offer comprehensive home warranties to homeowners in 49 states. The company’s plans cover most primary appliances and systems, including AC and heating units, refrigerators and water heaters. About The Home Service Club The Home Service Club is a leading provider of Texas best home warranty plans. The company also offers comprehensive home warranties and related services in 48 other states.