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Health Insurance Portability and Accountability Act. HIPAA/HIPPA/HIPA. 5 parts. Health care access, portability, and renewability Limits exclusions when change jobs No discrimination based on health status Guarantees renewability
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Health Insurance Portability and Accountability Act HIPAA/HIPPA/HIPA
5 parts • Health care access, portability, and renewability • Limits exclusions when change jobs • No discrimination based on health status • Guarantees renewability • Special enrollment for people who lose insurance coverage in certain situations
Preventing health care fraud and abuse • Imposes sanctions or penalties if it does occur • Use electronics to cut costs • Strict guidelines for confidentiality
Tax-related health provisions • Medical savings accounts • Tax deductions for money put in accounts • State insurance pools • Tax benefits for some health care expenses
Application and enforcement of group health plan requirements • requires group health care plans to offer #1
Review Offsets • Provides changes to for HIPAA expenses
Privacy Rule • Every health care provider must inform patients about how their info is used. • Patients must sign a consent form stating they were informed before they can be admitted. • If the info is to be given to another Dr, lawyer, family member, etc a release form must be signed • If it is an illness that puts others in danger it must be reported even if release is not signed
HIPAA allows you to… • See and obtain copies of your medical records • Know how providers will use your information • Set limits on how you want your info to be used • Ensure that info is kept confidential • State who has access to your info • File a complaint if someone does not keep that confidentiality