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A. AGRICULTURE INSURANCE SCHEME

A. AGRICULTURE INSURANCE SCHEME. Notified crops for Crop insurance. Type of Insurance covered in Bihar. Premium Rate in Weather based Crop Insurance Scheme in kharif 2014. LOANEE AND NON LOANEE FARMERS. Premium Rate in Modified Notional Agriculture Insurance Scheme (MNAIS).

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A. AGRICULTURE INSURANCE SCHEME

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  1. A. AGRICULTURE INSURANCE SCHEME Notified crops for Crop insurance

  2. Type of Insurance covered in Bihar

  3. Premium Rate in Weather based Crop Insurance Scheme inkharif 2014 LOANEE AND NON LOANEE FARMERS

  4. Premium Rate in Modified Notional Agriculture Insurance Scheme (MNAIS) Modified National Agriculture Insurance Scheme (MNAIS) during kharif 2014 in 7(seven) districts namely (1) East Chemparan, (2) Muzaffarpur, (3) Madhubani, (4) Darbhanga), (5) Sitamarhi, (6) Sheohar & (7) Khagaria District-wise Notified Crops, Sum Insured, Premium Rate etc. for Loanee and Non Loanee Farmers

  5. Status on Crop Insurance In Bihar

  6. Note :- Budget provision under WBCIS and MNAIS during Financial Year 2014-15 is Rs. 378.19 Crores and Rs. 118 Crores respectively.

  7. (i) Status of issue of New Kisan Credit Card (in number) B. AGRICULTURE CREDIT

  8. (ii) Agriculture Credit Flow during 2011-12, 2012-13 and 2013-14 in Bihar (Rs. In Lakh)

  9. (iii) Performance under Kisan Credit Card as on 30.06.14 during 2014-15 (Amount in lakh)

  10. (iv) Initiative taken by State Government for Agriculture Credit • 1. Meeting of sub Committee of SLBC on Agriculture is being held at every three months. • 2. Review meeting of District level Bankers committee is organized in every month. • 3. Kisan Credit Camp is organized at block level by Agriculture Dept. before Kharif and Rabi Season. • 4. Wide publicity is given through news papers and agriculture extension worker regarding Agriculture Financing and Credit Camps. • 5. Farm Mechanisation Credit-Cum-K.C.C. Camp is also organized in AgricultureMela at District level.

  11. (v) Constraints in Credit Delivery • 1.Incomplete knowledge of schemes among farmers related to Agricultural Loan. • 2. Non-availability of Agricultural Loan in Proper time. • 3. Lack of interest of Bankers in financial Agriculture Credit.

  12. (vi) Suggestions for improvement • 1. Publicity of Bank related schemes through radio/T.V. and News papers. • 2. Loan Application should be generated through credit camps. • 3. Steps should be taken to insist farmers for timely payment of Agriculture loans.

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