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GRUDGE BALL

GRUDGE BALL. How to play. Break up into 5 or 6 teams Each team starts with 20 “X’s” Each team gets a question If you get it right, you get to remove 1 “X” from another team’s board If you get it wrong, you must remove 1 “X” from your board

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GRUDGE BALL

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  1. GRUDGE BALL

  2. How to play • Break up into 5 or 6 teams • Each team starts with 20 “X’s” • Each team gets a question • If you get it right, you get to remove 1 “X” from another team’s board • If you get it wrong, you must remove 1 “X” from your board • BUT before you remove the “X”, you have a chance to increase the ability to get other teams to hate them • From the 1st line = 1 extra “X’s” • From the 2nd line = 2 extra “X’s” • You may take them all from one team or split them up • Each team takes turns • No more “X’s”? You’re out. • BUT you can get back on the board. • Answer a question correctly AND take a shot. YOU MUST do both! Make the shot, you’re back on the board • 1st line = 2 “X’s” • 2nd line = 3 “X’s”

  3. A large, professionally managed group of diversified investments Mutual Fund

  4. The standard American greeting The Handshake

  5. True or False:Indemnification is the process of enriching the policyholder False

  6. True or False:Corporations must pay dividends to stockholders regardless of profits False

  7. True or False:Liquidity is a major advantage to regular savings accounts True

  8. The single greatest cost of new car ownership Depreciation

  9. True or False:Your home address is included in your resume True

  10. True or False:A resume that bullet points the tasks that you performed for each job allows an interviewer to easily see your skills True

  11. True or false:banks usually charge fees for processing overdrafts True

  12. Tax deferred retirement savings plan available to self-employed individuals & their employees Keogh Plan

  13. True or False:A credit rating of 600 or less means you pay your bills early and pay more than the minimum False

  14. True or False:used car dealers usually offer vehicles that are newer than those available at new car dealers False

  15. A large, professionally managed group of diversified investments Mutual Fund

  16. True or False:the more risk you are willing to take in investing, the more you stand to gain or lose Ture

  17. True or False:CD’s are less liquid than regular savings accounts True

  18. True or False:The payee is the person authorized to write checks on an account False

  19. True or False:bait and switch tactics can be recognized by the wise consumer who knows products and prices True

  20. Everyone is a _______ Consumer

  21. True or False:The second paragraph of the cover letter deals with qualifications True

  22. True or False:A renter’s policy will protect personal property as well as the apartment building False

  23. True or False:Real estate and collectibles are low risk investments False

  24. True or False:Credit cards are open-ended credit True

  25. A company allowance for full-time employees whereby they are paid even though they are absent for a day or two from work Paid Time Off/ Vacation Time

  26. Is child support taxable income? No

  27. True or False:The 20/10 rule advises that you never borrow more than 10% of your yearly income False

  28. When two people share what was originally a full-time position Job Sharing

  29. What states what the manufacturer will do if the car doesn’t perform as it should? Warranty

  30. A company plan whereby employees receive a portion of the earnings of the company Profit Sharing

  31. True or False:The recommended level of auto liability is 25/50/10 True

  32. True or False:A ponzi scheme is a good investment False

  33. Date when your taxes are due April 15th

  34. When listing your past jobs on your resume, how should they be listed? Most recent first

  35. True or False:banks to not have to tell consumers the actual APy of their accounts False

  36. What is gross income? Income before anything has been taken out

  37. The depositor’s record of checking account transactions Check Book Register

  38. Name 3 things that will affect your auto insurance cost? Age, Driving Record, Gender, Type of Car, Color of Car

  39. A check written by the bank on its own funds Cashier’s Check

  40. What can you use to learn about the history of a specific vehicle? VIN Number Vehicle Identification Number

  41. What is a variable cost of owning a car? Gas and oil

  42. What can you do to extend the life of your car? Regular Maintenance

  43. True or False:Credit can greatly expand your purchasing potential and raise your standard of living True

  44. True or False:Compound interest is earning interest on interest and principal True

  45. What does s-m-a-r-t stand for? Specific, Measureable, Attainable, Relevant, Time Bound

  46. Antiques and coins are known as what kind of investment? Collectible

  47. What are your required deductions Federal Income Tax, State Income Tax, Social Security, and Medicare

  48. True or False:you have a right to know what is in your credit file and wo has seen it for credit purposes True

  49. True or False:Good way to get started with credit is to open up a saving account True

  50. What makes up fica? Social Security and Medicare

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