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Purchasing a Used Vehicle

Purchasing a Used Vehicle. Tips to protect yourself when purchasing a vehicle -------by Sergeant Mark Glenn Police Department in Washington University in St. Louis. Presented by:. Sergeant Mark R Glenn Crime Prevention/Special Programs Officer

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Purchasing a Used Vehicle

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  1. Purchasing a Used Vehicle Tips to protect yourself when purchasing a vehicle -------by Sergeant Mark Glenn Police Department in Washington University in St. Louis

  2. Presented by: • Sergeant Mark R Glenn • Crime Prevention/Special Programs Officer • Certified Crime Prevention, Campus Crime Prevention, CPTED • Experience • 20+ years: Army, Jefferson County Sheriff, Chesterfield Police, WUPD • ETU, Victim Advocate, K9, Road Supervisor, SRO, DARE

  3. Why are we doing this training? • International Student Scammed • Last School Year • Bought a used vehicle • Paid cash • Vehicle was stolen from another state • Vehicle was seized by local police and returned to original owner • Student out the money and vehicle

  4. Targets • Students • Inexperience in vehicle contracts • Bullied • International Students • Very limited or NO knowledge of vehicle contracts • Very limited or NO knowledge of current scam techniques

  5. Lets buy a car

  6. Finding a Vehicle • Several Ways • Internet • Craigslist, etc… • Paper • Local newspaper, Autotrader, etc… • Dealership • Major dealerships • Small used dealerships

  7. How to “Check it out” • Be prepared to spend 30-60 minutes to conduct an inspection of a vehicle • Items that you will need • Flashlight • Paper and pen • Tire pressure gauge • Rags • A friend

  8. How to “Check it out” • Conduct a visual inspection of the vehicle • Tire condition • Check tire pressure • Overall vehicle condition • Missing parts • Window cracks • Paint

  9. How to “Check it out” • How do I know what the tire pressure is supposed to be? • Listed by hot and cold

  10. How to “Check it out” • Sit in the driver’s seat • Is the car in overall good condition? • Are the seats, carpets (lift floor mats), switches, mirrors, radio, CD player and headliners all in acceptable and working shape? • Is the seat comfortable, evenly padded, in good repair, and adjustable? • Does the car provide the primary driver with an unobstructed 360-degree view? • Do the safety features work: horn, headlights, emergency brake, seatbelts, and windshield wipers?

  11. How to “Check it out” • Time for a test drive… Take your friend, have them help you listen Owner of the vehicle may not let you drive it without him Plan on taking the vehicle on city streets, highway, and parking lots Once you have settled in, adjusted the seat and mirrors, and fastened your seatbelt, you can begin your actual road test:

  12. How to “Check it out” • Test Drive cont… • Is the car easy to start? • Does it turn over on the first try? • Are the gears (manual transmission) easy to shift? • Is the clutch easy to engage with no abnormal sounds or hesitation? • In an automatic transmission, does the car move smoothly from gear to gear?

  13. How to “Check it out” • Test Drive cont…. • Is there any unusual noise or hesitation while changing gears? • Are the brakes strong? • Is there a pull to either side as you step on the brakes? • On the freeway, does the car have good acceleration? • Can it easily reach speeds in order to merge with the flow of traffic? • Do the turn signals work?

  14. How to “Check it out” • Test Drive cont… • Is the car easy to maneuver during lane changes? • Are their any blind spots? • Does the cruise control work? • Around town, does the car handle well and idle steadily during stops? • Is the acceleration strong starting off on a green light?

  15. How to “Check it out” • Test Drive cont… • Is the car easy to park in a number of types of parking spots? • Do the air conditioning and heating systems function properly? • During a quiet moment, listen for any strange sounds: • Does the wind whistle through windows that can't quite close all the way? • If there is a sunroof, is air coming through even when closed?

  16. How to “Check it out” • After the test drive… • Ask for maintenance records of the vehicle • What if they have no records… • Open truck • Spare tire • Open hood • Fluid leaks (look under vehicle also) • Exhaust leaks • Cooling system check

  17. How to “Check it out” • Oil level

  18. How to “Check it out” • Last but not least • Write down the VIN • Go home and do a history check of the VIN • Wrecked, salvaged or stolen • Flood or fire damage • How many times the vehicle has been sold

  19. I want to buy this car • Consider having the car checked by an independent local mechanic of YOUR choice • Reasonably priced • Determine suspension, steering, electrical and engine hazards that average person will miss • Saves money in the long run

  20. I want to buy this car • Paperwork Time • All states are different, check with your state to determine exactly what is needed

  21. I want to buy this car • Missouri • Signed Title • Lien Waver (if needed) • Bill of Sale • Valid Vehicle Inspection and Emissions • Missouri law requires a seller to take care of inspections before the sale. Exception: New vehicles are exempt from these inspections in the first two model years. Example: 2006 model car is exempt from in 2006 and 2007.

  22. Vehicle Title • You must receive a title for your vehicle • Proof of ownership • Check - the VIN on title matches vehicle VIN • Name on title matches name of seller • Ask for ID to verify • Seller signs back of title See info packet for example

  23. Lien Waiver • Lien are on vehicles purchased with a loan • Title will list all lien holders • If owner still owes on loan, recommend that you complete purchase at his bank • Vehicles purchased with a lien should be accompanied with Lien Waiver • MO DOR-4809 – see packet • Must be notarized

  24. Bill of Sale • Always get a bill of sale • Vehicle Information • Make • Model • VIN • Seller and Buyer Information • Name • Address See Info Packet for example

  25. Vehicle Inspections • MO law requires that all vehicles be inspected prior to sale • All inspections must be done less than 60 days prior to sale • State Safety Inspection • State Emissions Inspection • Vehicles older that 1995 are exempt

  26. Licensing Vehicle • All vehicles can then be licensed • Take all paperwork to Department of Revenue Office for license plates • This includes Personal Property Tax receipt • You will also need to obtain a “Statement of Non-Assessment” from local courthouse • Shows that you did not own property See info packet for Application Form

  27. Scams • VIN Cloning • Use VIN number from another vehicle • Car Lots • Parking lots • Internet • Forge tags, stickers and titles • Sell vehicle Ensure the VIN on title match the vehicle VIN

  28. Scams • VIN Cloning cont…. • VIN Check • The 10th position of the VIN is a check digit to confirm the year of the vehicle • This is information is included in your packet

  29. SCAMS • Cyber-Fraud • Sell vehicle via internet • Yahoo Auto • Craigslist • E-Bay • Vehicle is not vehicle pictured • Seller never delivers the vehicle • Seller has cloned a legitimate vehicle ad

  30. SCAMS • Cyber-Fraud continued • Avoid buying vehicle over internet without physically examining the vehicle and title • Use a legitimate escrow accounting service (avoid online services)

  31. Scams • Clues….. • Price is way to low for vehicle value • Seller only wants to meet at public location • Seller pressures you to buy the vehicle right away • Seller does not know about vehicle maintenance history • Seller can not show a valid insurance card • Title and plates from different states

  32. Vehicle Maintenance • Now I bought it…. • Find a honest local mechanic • Have the mechanic show you fluid locations • Follow the Maintenance Guide for the vehicle • Weekly Checks • Oil Level • Tire pressure • Windshield washer fluid

  33. Vehicle Maintenance • Monthly Checks • Battery connections • Headlights, brake lights and taillights • Engine belt • Underneath vehicle check for fluid leaks • All fluid levels • Transmission • Power steering and brakes

  34. Vehicle Maintenance • When to take the vehicle to the mechanic • Unusual noises – braking, turning, etc… • “Check Engine” or “Service Engine” lights comes on • Drives funny or pulls when driving or braking

  35. Resources • Missouri Department of Revenue • http://dor.mo.gov/ • Lists local office location and phone numbers • Provides instructions on how to license a vehicle and items needed • Has online forms for buyers/sellers to use

  36. Resources • CARFAX • www.carfax.com • Provides a complete vehicle history report using the VIN number • Title info • Flood damage • Accident History • Odometer Readings • Number of owners and vehicle use (rental, taxi…)

  37. Resources • DMV.ORG • www.dmv.com • Provides valuable research material on various vehicles • Highlights vehicle titling and registration information for numerous states

  38. Resources • WUPD • www.police.wustl.edu • 314-935-5555 • Feel free to call if you have a question or concern

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