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One of three major credit bureaus, Experian is located in Dublin, Ireland. Employing over 17,000 individuals, it has offices in Nottingham, São Paulo, Heredia, and California, and was originally a US-based company purchased by GUS plc in 1996. Experian also operates as Freecreditreport.com.
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One of three major credit bureaus, Experian is located in Dublin, Ireland. Employing over 17,000 individuals, it has offices in Nottingham, São Paulo, Heredia, and California, and was originally a US-based company purchased by GUS plc in 1996. Experian also operates as Freecreditreport.com.
Quick Facts: Company: Experian Founded: 1996 Services: Credit Report, Credit Score, Credit Monitoring, 3-Bureau Credit Score Report, Credit File Disclosure, Credit Score Disclosure, Identity Theft Protection Countries: Ireland, the UK, North America, Latin America, Europe, the Middle East, Africa and the Asian Pacific. Price Range: $15.95 to $39.95
Experian Identity Theft Protection Includes: Experian credit report, daily credit score monitoring, fraud support and internet ID scanning Price: $15.95 This service will provide individuals with early warning in the event of credit theft; however, it does not guarantee the removal of unlawful charges or hard inquiries. To remove hard inquiries, contact Inquiry Busters. To avoid future financial problems, all charges should be reported to the authorities.
3-Bureau Credit Report and FICO® Scores Includes: Experian, TransUnion and Equifax Credit Report, 3-bureau FICO credit score Price: $39.95 This service will provide you with all three of your credit bureaus, giving you access to the recent transactions and hard inquiries that contribute to your FICO score. In the event of financial problems caused by poor credit, this report will offer the most complete picture of your circumstance.
Experian Credit Report and FICO® Score Includes: Experian and FICO credit score Price: $19.95 This service will not give an accurate picture to those with credit-based financial problems. But, for those only looking for their FICO and Experian scores, it is the most cost-effective credit package.
Why should you get your Experian credit report? No two bureaus are alike, and if you are looking for an accurate picture of your current financial or credit situation, you will need to look at more than just your FICO score. Although FICO scores are convenient, they don’t accurately explain why your credit is what it is. By using all three bureaus, you will have a detailed account of every inquiry, trade line and collection item affecting your credit.