The Architect of Life Settlements SM

The Architect of Life SettlementsSM American Safe Retirements In association with a NASDAQ Global Select Market company

Tim Wright Senior Partner/VP of National Sales American Safe Retirements Southlake, TX

American Safe Retirements in association with Win/Win The Wises

American Safe Retirements in association with What’s the Catch? It Sounds To Good To Be True! It’s As Good As It Sounds And It’s Absolutely True Life Settlement Investments Offered by Life Partners

What are Life Settlements Life Settlements are simply the sale of an existing life insurance policy (that is unwanted, unneeded or one can no longer afford the premiums) by a senior citizen to another party. The price of the policy is negotiated and sold by the owner at a discount to the face amount. The purchaser then collects the full face amount of the policy when the policy matures (death benefit).

10% of Life Settlement policies are purchased by Life Partners and sold using Direct Fractional Ownership Sell Buy 90% of Life Settlement policies are purchased by institutions - buying the entire policy

$160 Billion “We expect the Life Settlement business, an emerging secondary market for life insurance, will grow more than ten-fold to $160 Billion over the next several years.” Sanford C. Bernstein Research Call $16 Billion

American Safe Retirements in association with Life Partners – The Premier Life Settlement Provider • LPI is the only publically traded company in the LS industry • LPI is the oldest and one of the largest life settlements companies in the world • LPI uses an established 50 state network of referring professionals, that supply more than $5 Billion worth of policies viewed monthly. • LPI outsources all Life Expectancy analysis to established and independent underwriting companies to ensure objectivity. • LPI closes all settlements through an independent escrow agent (Dunnam and Dunnam) and Trust Account (JP Morgan Chase) and does not handle anyone’s money.

American Safe Retirements in association with Life Partners – Experience • 18 Years of experience • Purchased over 6,000 policies, exceeding 2 Billion worth of face • Over 23,000 clients • Over 65,000 investor transactions • In excess of 2,000 policies matured and paid out

American Safe Retirements in association with Confidential Case History

American Safe Retirements in association with Confidential Case History Summary of Medical History

American Safe Retirements in association with Confidential Case History 3 Components Of Acquisition Cost

American Safe Retirements in association with Confidential Case History 3 Components Of Acquisition Cost 1) Proceeds to the insured (typically 20 cents on the dollar) i.e. $200K

American Safe Retirements in association with Confidential Case History 3 Components Of Acquisition Cost 2) Premiums we escrow to the highest year of life expectancy $39,815 6 $238,890

American Safe Retirements in association with Confidential Case History 3 Components Of Acquisition Cost 3) Profits and expenses (fees include; sales commissions, Life Partners fees, escrow agent fees, medical underwriting expense and broker commissions

American Safe Retirements in association with WHAT KIND OF RETURNS ARE POSSIBLE WITH LIFE SETTLEMENTS?

Thank You The Architect of Life SettlementsSM American Safe Retirements a NASDAQ Global Select Market company In association with

The Architect of Life Settlements SM