10 likes | 35 Vues
<br><br><br>https://www.newhorizon.org/Info/unsecured.htm<br><br>If you're a consumer dealing with having a bad credit score. You know that finding good unsecured credit cards for bad credit with good rates and terms are hard to find. Not only that, but the process of applying for said cards can hurt your credit score even further!<br><br><br>
E N D
How to get an Unsecured credit card for bad credit without damaging your credit score! If you're a consumer dealing with having a bad credit score. You know that finding good unsecured credit cards for bad credit with good rates and terms are hard to find. Not only that, but the process of applying for said cards can hurt your credit score even further! If you have applied for a credit card recently, you're most likely to be conscious of how hard it's to find a unsecured credit card. Consumers with good credit are used to getting approved instantly and having credit limits of $10,000 or more granted to them. While someone with bad credit would be lucky to get approved and get a credit card with a limit above $300! Although it is very nice to have the ability to apply for and really qualify for a credit card that you don't need to put money down for you will quickly see a unsecured credit card is generally the sort of credit card that somebody with bad credit should really research before applying. In the last 3 years. Many major banks have started to understand that the actual PROCESS of getting the bad credit credit card. Many of them have started to use something called a “soft” credit pull. That means when you apply for one of these cards your credit score isn’t affected. Many bad credit consumers made their situation worse when they were looking for new credit. Each time they applied, they were lowering their credit score. But now with bad credit credit cards that use a soft credit pull. Their credit score doesn’t suffer. So while there are credit cards on the market that will help you to get approved, regardless of having bad credit. Its more important than ever that you do your research before you apply. If you are expecting a large credit limit, then you may want to either get a secured credit card or spend the time improving your credit. In todays market (2018) bad credit banks are routinely giving unsecured lines of credit of $250 - $500. Once you get your credit score above a 650 you can apply and get approved for larger amounts. And if you get your credit score above 680 you can expect to get approved for $5,000- $10,000