4 Tips for Repairing Your Credit Report After Identity Theft by:
If you have been the victim of identity theft, your credit report (and score) has almost certainly taken a hit.
If your report has already been damaged, here are the 4 steps you have to take to repair it.
Get your credit report from all 3 bureaus • If you already know you have been the victim of identity theft, it is still important to look over your reports from all 3 bureaus. • In most instances, you will find more evidence you did not know previously. • Make sure to look through all your reports and take careful notice of any lines of credit you did not open.
Do a police report • This is the first step for recovering your score once the damage has been done. • Just be sure you get the report number from them, because you will need this when you have to call up the various bureaus and creditors.
Get in touch with the lenders • Once you have a list of lenders, you must start contacting them to let them know immediately what has happened. • You might want to call them, as well as send them a letter. • Attach the police report with the letter for further proof.
Improve your credit score • Once you have taken the above measures, you have to begin getting the mistakes erased from your credit report. • Just be patient, and you will get your credit report fixed eventually.
4 Tips for Repairing Your Credit Report After Identity Theft http://www.badcreditresources.com/articles/4-tips-for-repairing-your-credit-report-after-identity-theft/ Related Article: Managing Your Credit Report After Becoming A Victim Of Identity Theft http://www.badcreditresources.com/articles/managing-your-credit-report-after-becoming-a-victim-of-identity-theft/