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United Savings&Loans

United Savings&Loans. Who are USAL?. Founded in 2001 Branches and service points throughout Hampshire & Isle of Wight Providing affordable loans, current accounts, Budgeting accounts and saving accounts for all our members. How does USAL work?. N ot-for-profit organisation

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United Savings&Loans

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  1. UnitedSavings&Loans

  2. Who are USAL? • Founded in 2001 • Branches and service points throughout Hampshire & Isle of Wight • Providing affordable loans, current accounts, Budgeting accounts and saving accounts for all our members.

  3. How does USAL work? • Not-for-profit organisation • No external shareholders • Any profits made are used to secure our future, improve our services, and returned to members in the form of dividends • People who join a credit union are called its members, and the credit union is run purely for their benefit.

  4. How are we regulated • Prudential Regulation Authority • Financial Conduct Authority • Covered by the FSCS up to £85,000

  5. Prepaid Card Current Account Credit Union Bank Account Payments in Jam Jar Account Rent jam jar Account Other Bills • £5.00 Monthly fee full account • £2.00 monthly Fee (Rent Only Account)

  6. # Borrow up to £300 (subject to status)     # Repayable over a maximum of 3 months     # same day payment available*     # 26.8% apr on reducing balance

  7. Any Questions?

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