ACCREDITED INVESTOR DISCLAIMER

2. ACCREDITED INVESTOR DISCLAIMER THIS PRESENTATION IS FOR INFORMATIONAL & EDUCATIONAL PURPOSES ONLY. THIS PRESENTATION DOES NOT CONSTITUTE AN OFFER TO SELL OR A SOLICITATION OF ANY OFFER TO BUY ANY SECURITIES IN ANY STATE OR IN THE UNITED STATES OF AMERICA. THIS PRESENTATION IS INTENDED ONLY FOR PREVIEW BY ACCREDITED INVESTORS AND BY VIEWING AND PARTICIPATION IN THIS PRESENTATION REPRESENTS THAT AN INDIVIDUAL WOULD BE CLASSIFIED AS AN ACCREDITED INVESTOR AS THAT TERM IS DEFINED BY THE STATE OF TEXAS. PARTICIPANTS MUST NOT CONSTRUE THE CONTENTS OF THIS PRESENTATION OR ANY PRIOR OR SUBSEQUENT COMMUNICATION FROM THE COMPANY, AGENTS OR AFFILIATES, OR ANY OTHER PERSON ASSOCIATED WITH THIS PRESENTATION, AS LEGAL, FINANCIAL, TAX OR INVESTMENT ADVICE. EACH PARTICIPANT SHOULD CONSULT HIS OR HER OWN PERSONAL LEGAL COUNSEL, BUSINESS OR TAX ADVISOR AS TO LEGAL, TAX, FINANCIAL AND RELATED MATTERS CONCERNING THE MATTERS DESCRIBED IN THIS PRESENTATION.

3. What are Life Settlements Life Settlements are simply the sale of an existing life insurance policy (that is unwanted, unneeded or one can no longer afford the premiums) by a senior citizen to another party. The price of the policy is negotiated and sold by the owner at a discount to the face amount. The purchaser then collects the full face amount of the policy when the policy matures (death benefit).

4. What is an ideal investment? Safety and Security -Publicly traded with SEC oversight -Contractual Agreements with B+ or better Legal Reserve Life Insurance Companies Diversification -Uncorrelated to stock market, oil prices, interest rates or even terrorism Mainstream -Institutional Due Diligence -Opportunity to invest on level playing field with institutions No Management Fees -All fees included in acquisition cost -Qualified funds (IRAs) have a custodial fee Liquidity -Medium to long term investment -A sit and hold type investment Performance

5. ROI based on 2,007 matured policies with a face amount in excess of $155 million. Individual ROI will vary based on holding period of asset. No specific return is guaranteed or implied. Past performance does not guarantee future results.

6. What is an ideal investment? Safety and Security -Publicly traded with SEC oversight -Contractual Agreements with B+ or better Legal Reserve Life Insurance Companies Diversification -Uncorrelated to stock market, oil prices, interest rates or even terrorism Mainstream -Institutional Due Diligence -Opportunity to invest on level playing field with institutions No Management Fees -All fees included in acquisition cost -Qualified funds (IRAs) have a custodial fee Liquidity -Medium to long term investment -A sit and hold type investment Performance -Absolute Payout -Historical double-digit returns Clear Exit Event -Forces you out on top -Vast majority of all investors reinvest Win//Win Investment -Insured receives > cash value -Investor receives solid returns

7. LPI is the oldest and one of the largest life settlements companies in the world • LPI uses an established 50 state network of referring professionals, that supply more than $4 Billion worth of policies viewed monthly. • LPI outsources all Life Expectancy analysis to established and independent underwriting companies to ensure objectivity. • LPI is compensated with a fee based on percentage of the policy’s face amount at the closing of each life settlement. • LPI closes all settlements through an independent escrow agent (Dunnam and Dunnam) and Trust Account (JP Morgan Chase) and does not handle anyone’s money. LPI

8. LPHI Announces New Institutional Relationship • Life Partners, Inc., has signed an agreement to originate life settlements for a special purpose entity that has funding committed by WestLB AG, a major international financial institution. • MSN Money Central 9-5-07

9. Where the Big Boys Invest • Some of the major Institutional Investors in Life Settlements include: ABBEY NATIONAL ABN AMRO AIG ANGERMAYER BRUMM & LANGE BANK OF IRELAND BANK OF NEW YORK BANK ONE BARCLAYS BAYERISCHE WECHEL BANK BEAR STEARNS BERKSHIRE HATHAWAY CHASE CITIGROUP COMMERCE BANK CORE PACIFIC CSFB DEUTSCHE BANK DG BANK DRESDNER EURAM BANK GE CAPITAL GENERALI GROUP GEN RE GUARDIAN RE HCI GROUP HPC CAPITAL HYPOVEREINBANK KING & CIE LEHMAN BROTHERS M & A BANK MAPLE FINANCIAL MERRIL LYNCH MORGAN STANLEY MPC CAPITAL PRICEWATERHOUSECOOPERS ROYAL & SUN ALLIANCE ROYAL BANK OF SCOTLAND SCOTTISH LIFE SOCIETE GENERAL STANDARD BANK OF THE UK US BANK & TRUST WESTLB PANMURE ZURICH • Institutions Invest their money in Life Settlements • But they won’t let you invest your money

10. “We expect the Life Settlement business, an emerging secondary market for life insurance, will grow more than ten-fold to $160 Billion over the next several years.” Sanford C. Bernstein Research Call

11. Life Settlements Junk Bonds Hedge Funds GIC/Money Market Managed Futures Investment Grade Bonds Treasuries International Stocks Russell 2000 S&P 500 Low Risk High Risk Increasing Risk Alternative Strategies Traditional Strategies Stable Value Strategies Relative Risk Continuum* * Relative placement of indices and asset classes based on subjective and industry accepted risk attributes

12. Life Settlements Junk Bonds Hedge Funds GIC/Money Market Managed Futures Investment Grade Bonds Treasuries International Stocks Russell 2000 S&P 500 Low Return High Return Increasing Return Alternative Strategies Traditional Strategies Stable Value Strategies Relative Return Continuum* * Relative placement of indices and asset classes based on subjective and industry accepted risk attributes

13. Client Portfolio - Sample

15. Life Settlement Return Example - $10,000

16. Client Reinvestment – Sample

17. Client Reinvestment – Sample

20. In Summary “WALL STREET’S NEWEST ASSET CLASS” • Formerly only available to large institutions-NOW available to individuals • Great Track Record-DOUBLE DIGIT per year returns for the past 16 years • Safe!!!-Your money is held in a TRUST until placed and NEVER touched by anyone but the escrow agent • NO VOLATLITY & NO MARKET RISK. NOT tied to any stock, bond, interest rate cycle, economic upheaval or even acts of terror • Minimum Investment - $50K (5 policies of $10K)