Web conference September 25, 2009

1. Web conference September 25, 2009 Ryan Jandreau, CLU, CSSC Marketing Specialist Trish Fairhurst, CSSC, FLMI Director – Structured Settlements Operations

2. 2006 14 life markets 12 A.M. Best A+ or higher Only 2 companies held an A.M. Best rating less than A+ Today 10 life markets 6 A.M. Best A+ or higher 40% have A.M. Best A rating Three year snapshot of life markets in our industry

3. Fifth largest property and casualty insurer in the U.S. based on 2008 direct written premium Ranked 86th on the Fortune 500 list of largest corporations in the U.S. A.M. Best* financial strength rating of A “Excellent,” Class XV More than 45,000 employees in 900 offices worldwide As of December 31, Liberty Mutual Insurance Company had policyholder surplus of $10.3 billion Liberty Mutual Group The claims-paying ability of Liberty Life Assurance Company of Boston is backed by a written guarantee from Liberty Mutual Insurance Company. • * Financial strength ratings are current as of the publication date. An 'A' rating from A.M. Best is it third-highest Financial strength rating. For additional information, please visit www.ambest.com.

4. Liberty Life • Established in 1964 • Member of the Liberty Mutual Group • Issuing structured settlement annuities for nearly 30 years • A.M. Best financial strength rating of A “Excellent,” Class IX An ‘A’ (Excellent) rating from A.M. Best (ambest.com) is its third-highest Financial strength rating. Rating current as of publication date.

5. A member of the Liberty Mutual Group, Liberty Life Assurance Company of Boston offers a competitive portfolio of life insurance and annuity products. A diversified product set and distribution strategy: Liberty Life’s diversified business mix includes individual life insurance, individual fixed annuities, group life insurance and group disability insurance. Liberty Life does not market indexed annuities, variable annuities or variable life insurance. An investment philosophy built on quality and commitment: A high quality investment portfolio and disciplined investment strategy help ensure its ability to keep its promises to policyholders, claimants, and their families. Born from strength

7. Why Liberty Life? • Competitive rates • Rated ages • Experience • Service • Qualified and non-qualified assignments

8. Non-qualified assignments(obligations that do not qualify for assignment under IRC Sec. 130) First non-qualified assignment company Established in 1999 for the purpose of assuming contractual payment obligations arising from suit or settlement Not always taxable damages BARCO Assignments Ltd.

9. BARCO Assignments Ltd. Obligations arising from settlements, including: Attorney fees (including stand-alone) Punitive damages Employment disputes Construction defects Pre-August 5, 1997 WC cases Environmental claims Psychological/emotional damages Fraud Discrimination False arrest Breach of contract Property damage Breach of confidentiality Divorce

10. Opportunities • Non-qualified assignments • Cases where defendant insurer is a regional carrier or self-insured account • Split funding

12. Marketing materials • Financial strength profile • Non-qualified assignments brochure • Fortune 500 announcement (PDF only) • Quick reference (PDF only)

14. Secure producer website with features including: Contract status QIB software and rate series downloads Marketing materials Administrative forms Industry news Coming soon..

16. Questions?