180 likes | 186 Vues
2nd Annual Financial Wellness Conference by Money Management Counselors. Stop, Think, Connect - Beware the Digital Pickpocket. Ken M. Shaurette, CISSP, CISA, CISM, CRISC FIPCO a subsidiary of the Wisconsin Bankers Association. Video Value of Banking. Banking Video….. CLICK HERE.
E N D
2nd Annual Financial Wellness Conferenceby Money Management Counselors Stop, Think, Connect - Beware the Digital Pickpocket Ken M. Shaurette, CISSP, CISA, CISM, CRISC FIPCO a subsidiary of the Wisconsin Bankers Association
Video Value of Banking Banking Video…..CLICK HERE
Most Common Attack Account for over 60 Percent of Attacks!!
Real Incidents • Students at a middle school in Alaska managed to trick teachers into providing their credentials . • About 18 students were 12 and 13 years old, used to take over student computers. No Confidential data. • High school senior in Seattle plead guilty that he installed spyware on school computers in order to boost his grades. • Passwords gave him access to the tests and the ability to boost his grades. • April 2013 Oshkosh, WI Police warn about ATM skimming devices
Physical versus Cyber • If We can see value when something is tangible – physical….. You’d never hand over your credit card number or bankcard and pin to a friend • Why can’t We see value when something isn’t – physical? Shared email, Facebook, Twitter, and LinkedIn passwords; cell phone account password…
November 1, 2013 • Imagine getting a phone message like this: (or email) This is the Civil Investigations Unit. We are contacting you in regards to a complaint being filed against you, pursuant to claim and affidavit number D00D-2932, where you have been named a respondent in a court action and must appear… Please forward this information to your attorney in that the order to show cause contains a restraining order. You or your attorney will have 24 to 48 hours to oppose this matter… Call 757-301-4745. http://www.consumer.ftc.gov/blog/haunted-phantom-debt
What to Do ? Know your rights! • Ask the debt collector to provide official "validation notice" of the debt. Hang up if they won’t provide!! • Fake? Ask for name, company, street address, and telephone number. Then, confirm that the collection agency is real. • Do not provide or confirm any bank account, credit card or other personal information over the phone (or in an email) until you have verified the call. • Don’t ever send it in an unsecure email!!
What to Do ? Know your rights! • Banks and legitimate organization do not typically collect confidential information using email. • You can always go direct to the organization like your bank to make sure it is legitimate. • Be Cautious, Be Paranoid, Be Careful!! • Beware & Be Aware
What to Do ? Know your rights! • Check your credit report annualcreditreport.comor calling (877) 322-8228. • If the scammer has a great deal of personal information about you, be safe and place a fraud alert on your credit report. • File a complaint with the Federal Trade Commission if the caller uses threats. The Fair Debt Collection Practices Act prohibits debt collections from being abusive, unfair or deceptive.
Preventing Scam Losses….. • Do you sell items on Ebay, Craigslist, etc..? CLICK HERE Fox Contact 6: Spear Phishing
Spying with Your Web Camera • The Remote Administration Tool (RAT) is the revolver of the Internet's Wild Wild West. • Webcam spying goes mainstream as Miss Teen USA describes hack – August 2013
Preventing CyberSpying….. • Look around you right now. Do you have a camera or your laptop nearby? How about your cell phone? If so, who’s watching you? CLICK HERE Fox Contact 6: Cyber Spying
Credit Card Theft….. • Do you have a credit card? • Look at your Credit Cards now. CLICK HERE Snoopes: Digital Pickpockets Roughly 50% in some states the Credit Cards are RFID equipped. Latest Cell Phones can steal the information.
Phishing Tips to avoid being hooked on a Phishing scam, Don't: • Reply to email or pop-up messages asking you for personal or banking information. • Email personal or banking information. • Click on emails or messages you don’t expect or need.
Answers – Caution & Paranoia • Hopefully you weren’t looking for an answer to protect you from you. • The industry doesn’t have a technology answer yet, but you can be either part of the solution or part of the challenge. • Be Aware & Beware