1. FINANCIAL WELLNESS Healthy, Wealthy & Wise

2. IN A RECENT REPORT BY THE AMERICAN PSYCHOLOGICAL ASSOCIATION: MENTAL HEALTH 8 out of 10 Americans listed money and the economy as their leading sources of stress. Anxiety over finances has real consequences: Impacting mental health, physical health, and overall well-being. PHYSICAL HEALTH WELL-BEING

3. DO MONEY MATTERS CAUSE YOU STRESS? Are you living paycheck to paycheck? Are you confused about the state of your finances? Does talk of investment strategies and retirement planning make you anxious? PAYCHECK FINANCES STRATEGIES

4. No matter the size of your paycheck or bank account, • you can take action to have more control over your finances. • With knowledge and planning, we all can achieve financial stability. • And that means less stress, better sleep, and a healthier you.

5. TIPS FOR TAKING CONTROL OF YOUR FINANCIAL SITUATION: • UNDERSTAND WHERE YOU’RE SPENDING YOUR MONEY. • A $4 cup of coffee 5 days a week costs you $80/month. • Sometimes it’s scary to think about where we’re spending our money. • Learning to cut back on little things can help move your savings account forward. • DEVELOP A BUDGET AND INCLUDE SAVINGS IN YOUR BUDGET. • Pay yourself first • Treat your savings account like you would any other expense by making a monthly payment toward it. • MASTER THE THIRTY DAY RULE. • Wait thirty days to make unnecessary purchases. • You may find the urge to purchase has passed.

6. WE ALL HAVE STRESS! • No one is immune from financial stress, but we all have the power to understand our own situation and to take control of it. • TAKE CONTROL TODAY! • Adapted from the Cleveland Clinic and About.com/financial stress