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Police Mutual: Financial Wellness for Local Government Pensions

Explore saving, investing, managing debt, and protecting your financial future with Police Mutual to maximize your Local Government Pension Scheme benefits.

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Police Mutual: Financial Wellness for Local Government Pensions

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  1. Police Mutual Financial Wellness Saving and Investment Pensions Where are you now? Managing your Debt Borrowing Protecting what matters

  2. Local Government Pension Scheme

  3. 7 6 5 4 3 2 14 1 13 12 11 10 9 8 21 20 19 18 17 28 16 27 15 26 25 Service 24 23 Finalpension Pensionannuity 31 30 27 26 £ £ £ £ £ £ £ Calendar Credit Types Of Pension Final salary = × × Start Time End = Time Start End Money purchase

  4. 1 / Finalsalary Finalsalary 80 £ £ 3 / Credit Credit 80 = = LGPS pre April 2008 - example Pension × × = 10 Lump sum × × = 10

  5. 1 / Finalsalary 60 £ £ Credit = LGPS post April 2008 - example Pension × × = 10 Lump sum = × £12

  6. Pension Benefits Pensions benefits

  7. www.pmas.co.uk www.moneymadeclear.org.uk www.lgps.org.uk Further information

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