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FOOD Cook at home, dinner out once a week Fast food lunches, dinner out once a week

A financial literacy game for older elementary and middle schoolers to learn about budgeting and decision-making. Guide a group of children in allocating beans to simulate real-life expenses like food, savings, transportation, and more. Developed by Heather Greenwood, Virginia Cooperative Extension.

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FOOD Cook at home, dinner out once a week Fast food lunches, dinner out once a week

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  1. This version of the Bean Game is designed for older elementary school or middle school age children. Each group will receive 15 beans and must decide together how they will spend their beans. 1 bean = 1 box Developed by Heather Greenwood Virginia Cooperative Extension

  2. FOOD Cook at home, dinner out once a week Fast food lunches, dinner out once a week Eat out most meals SAVINGS Save change in a piggy bank Save 5% of income Save 10% of income CLEANING SUPPLIES Buy at supermarket or discount store Buy at department store Buy new vacuum TRANSPORTATION Walk or bike Use bus or subway (must live in the city) Join a carpool Buy a used car & pay insurance Buy a new car & pay insurance

  3. PHONE No Phone Local calls only Local and long distance calls LAUNDRY Do laundry at mom/dad’s Use the Laundromat Purchase washer and dryer FURNITURE Borrow from friends or relatives Buy at yard sales and thrift stores Buy new furniture CLOTHES Wear what you have Buy at discount stores and yard sales Buy at department stores Buy designer clothes

  4. Health Insurance No health insurance Job pays part of health insurance Pay for insurance without help of job CHILD CARE Mom or dad cares for the children Use daycare part time Pay for full-time daycare HOUSING Live with family or friends Rent an apartment or house Buy a house FUN Cable Television PlayStation or X-Box Buy and rent DVDs, CDs, games Swimming, Roller Skating Concerts and vacations

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