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Welcome

Welcome. Introduction. Banking Sector of India. What Is bank ?. WHAT IS BANK?. A Banker or bank is a financial institution whose primary activity is to act as a payment agent for customers and to borrow and lend money

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Welcome

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Presentation Transcript

  1. Welcome

  2. Introduction

  3. Banking Sector of India

  4. What Is bank ?

  5. WHAT IS BANK? • A Banker or bank is a financial institution whose primary activity is to act as a payment agent for customers and to borrow and lend money • An institution where one can place and borrow money and take care of financial affairs. A branch office of such an institution • The first modern bank was founded in Italy in Genoa in 1406, its name was (Bank of St.George).

  6. Do any one know The Functions Of Bank ?

  7. Functions of Banks • Accepting Deposits from public/others (Deposits) • Lending money to public (Loans) • Transferring money from one place to another (Remittances). • Acting as trustees • Keeping valuables in safe custody. • Government business.

  8. TYPES OF BANKS • Public sector Banks • Private sector Banks • Co-operative Banks • Development Bank/Financial institutions

  9. Public sector Banks Some Public Sector Banks in India: • Central Bank of India • Corporation Bank • Dena Bank • Bank of India • Indian Overseas Bank • Oriental Bank of Commerce • Punjab & Sind Bank

  10. Private sectors Banks • Old generation private banks • New generation private banks • ICICI Bank • IDBI Bank • Axis Bank • Foreign banks operating in India • CITI BANK • ABN-AMRO BANK • HSBC BANK • STANDARD CHARTED BANK

  11. CO-OPERATIVE BANKS The Co operative banks in India started functioning almost 100 years ago. The Cooperative bank is an important constituent of the Indian Financial System. They are setup to provide easy loans to farmers or other persons to set up his business They are non profitable banks. Co-operative banks in India finance rural areas under : • Farming • Cattle • Milk • Hatchery • Personal Finance Some example of co-operative banks in India- • IDBI BANK(INDUSTRIAL DEVELOPMENT BANK OF INDIA) • IFCI BANK(INDUSTRIAL FINANCE COOPERATION OF INDIA) • APEX BANK

  12. ICICI Bank of India Dena Bank

  13. WHO CONTROLS OVER BANKS ??

  14. The Reserve Bank of India (RBI) History:- • Become operational on April 1,1935 • Nationalized in the Year 1949. Major objectives:- • Regulate the issue of banknote. • Maintain reserves with a view to securing monetary stability. • To operate the credit and currency system of the country to its advantage.

  15. Functions Of RBI The functions are classified into three heads:- • Traditional functions • Promotional functions • Supervisory functions

  16. Traditional functions • Monopoly of currency notes issue • Banker to the Government (both the central and state) • Fight against economic crisis and ensures stability of Indian economy. • Controller of ForEx and credit • Maintaining the external value of domesticcurrency

  17. Promotional functions • Extension of the facilities for the small scale industries • Innovating the new banking business transactions. • Extension of the facilities for the provision of the agricultural credit through NABARD

  18.  Supervisory functions • Granting licence to Banks. • Periodical review of the work of the commercial banks. •  Control the non-banking finance corporation.

  19. Ways Ahead • Technological Advancement • Rural Banking • Improving Risk Management • Developing a flexible model for rapid scale-up at optimal cost

  20. FACTS AND FIGURES • Indian banking sector has 6th rank in all over the world. • SBI has 6500+ ATMs all over the country. • ICICI bank has 3500+ ATMs all over the country. • RBI had printed 6,39,948 lakhs crore notes till 6TH Nov 2008 • IN Indore SBI has 45+ ATMs . • SBI provides the facility and it is tie with 9200+ banks to use their ATMs. • Acc. To business magazine survey the no. of ATMs grew 28% yearly. • Inspite of it India has 23+ ATMs per million people, • China has 55+ ATMs and South Korea has 1600+ ATMs per million people. • Transaction done through ATMs is around 70,000 crore in a year. ICICI bank has largest no. branches in foreign also.

  21. Queries??

  22. Thank You By - Shubham jaiswal

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