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The Substitute Staff Insurance (SSI) covers sickness, accidents, FML, jury duty, bereavement, military duty, adoption, and personal days. With options to choose excess day periods per claim or set total excess days for a year, this insurance helps school districts manage peaks and troughs. Claims are processed efficiently via claim forms, with prompt biweekly or monthly payments. Attend ASBO conferences and benefit from daily allowances. Receive a quote sheet to understand the cost and achieve budget certainty through risk transfer.
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Substitute Staff Insurance (SSI) Covers:Sickness, Accident, FML, Jury, Bereavement, Military, Adoption, Personal DaysLight Duties RTW, Travel Fund provided & Low Claims $$$$$$ Back Option
2 Types of Policy AvailableOption 1) Excess Day period per claim Option 2) Total Excess Days set for year
Option 1 Excess Day Period Per Claim School District (SD) chooses an excess day of either 3,5, or 10.Then after claims exceed excess-Insurance pays.Average year 50%-60% paid in claims to SD.
Option 2Total Excess Days Set For YearSchool District selects total no of Excess Daysthereafter – Insurance pays
Claims ProcessClaims via Claim FormBiweekly or MonthlyPayments made within 30 daysSimple process see Borderau
ASBO Conference Benefit3 or 5 days at $100 per daypaid when attendingASBO International
Next step >See the quote sheet attached. Get to know the cost of Budget Certainty – Risk Transfer