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Sources of Income Among Medicare Beneficiaries in the Middle Income Distribution by Race/Ethnicity

This analysis examines the sources of income for Medicare beneficiaries positioned within the middle 20% of the income distribution across various racial and ethnic groups. Key income sources include Social Security, pension income, earnings, and other forms of income such as investments and IRA distributions. In 2012, Social Security constituted a significant portion of income, illustrating its essential role in the financial stability of this demographic. The findings highlight the importance of understanding income dynamics to inform policy and support for Medicare beneficiaries.

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Sources of Income Among Medicare Beneficiaries in the Middle Income Distribution by Race/Ethnicity

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  1. Sources of Income among Medicare Beneficiaries in the Middle of the Income Distribution, by Race/Ethnicity, 2012 Other Income (e.g., Investments, IRA distributions) Other Income (e.g., Investments, IRA distributions) Other Income (e.g., Investments, IRA distributions) Pension Income Pension Income 4% 5% 7% 7% 16% Earnings 9% Earnings 13% Pension Income 14% Social Security Income 57% Social Security Income 80% Social Security Income 76% Earnings 13% NOTE: “Middle of the Income Distribution” refers to beneficiaries in the middle 20% of the per capita income distribution, by race/ethnicity. Investment income includes interest, dividend, rental income, and IRA withdrawals. Numbers may not sum to 100 percent due to rounding. Beneficiaries identified as “other” races not shown separately. SOURCE: Urban Institute / Kaiser Family Foundation analysis, 2012.

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