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For example, think about a typical $500 short-term loan. At finest, you'll probably get 30 days to pay the loan, with a charge of around $20 per $100 obtained being fairly basic. This implies you'll repay a total of $600 after 1 month, offering you an effective APR of 243%. While the law assists safeguard you from predatory installation loans most installment loans are held to an APR cap of 36% short-term and payday advances are exempt from this limit in the majority of states
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