Benefits 2014

1. Benefits 2014 Updates and Changes

2. TIAA CREF Live Webinars • The Starting Line! • Woman2Woman booth located in the Exhibit Hall • Access articles and on-demand presentations on personal finance and long-term investing • Join in interactive learning facilitated by TIAA-CREF Financial Consultants

3. http://vshow.on24.com/vshow/TIAACREF_VE?l=en#home

4. One-on-One • Alicia Scaly • On campus in Miller Bldg • Must make an appointment • Twice a month

5. Dental and Vision • No increase since 2010 • $.62/$3.25 per month vision • $2.50/$13.75 per month dental

6. Dental and Vision • Life time Benefit Solution

7. HIPPA • Law requires that you have a release on file for all family members for each insurance company. • Complete a form today in case you need to call or advocate for a family member. • Complete one for your family member to inquire or advocate for you

8. Changes in Health Insurance • Beginning Oct 1 • You will receive new cards

9. PPO • Reduced Premiums by about 4%

10. High Deductible Reduce premiums just over 3%

11. Deductible 2014 - HDHP • Deductible and out-of-pocket maximums met so far this calendar year will rollover • They will reset 1/1/15

12. Healthy Dollars- only High Deductible • Health Club Membership • Open to the public • Children’s Fitness Activities • Community Based soccer, dance, bowling • Weight Management Programs • Jenny Craig or Weight Watchers • Adult Physical Classes/Lesson • Tai Chi, Yoga, Zumba, Jazzercise, Dance, Personal trainer

13. Blue 4 U • All who have ASC Health Insurance • Onsite screening – BMI, blood pressure, blood sugar, cholesterol • Every 6 months • Send individualize information based on result • Send info to your Doctor • Can see trends over time

14. Savings on Prescriptions • Drug Discount cards (including Pets) • Not greater than your plan card • Discount Pharmacy Services • Hundreds of drugs for $4 for 30 day supply • Patient Assistance Programs

15. Savings on Prescriptions • Prime Mail • Wegman’s *New • Three month supply for only 2 copays • 33% savings

16. There’s an app for that • Find a Blue Cross provider • – Urgent care while traveling • Child at College • Find in-network specialist • Iphone only

17. Brain Health • Mental Health • Protecting brain from trauma • Directing the body functions • Thinking • Memory

18. Don’t pay taxes !

19. FSA/HSA • Use this for unreimbursed ( not paid by insurance) • Dental • Vision • Medical • Prescription • Hearing • Why are you still paying taxes on these dollars?

20. Ask the Pharmacist • Email and response within 3 days • Over the counter sleep aids • Grapefruit and Birth Control • Calcium supplements • Medicine storage • Time of day

21. Blue 365 • Discount Program • Blue Cross members receive discounts • Reebok sneaker • Hearing Aids • Nutri systems/Jenney Craig

22. January 2016 • IRS forms 1094c

23. Questions? • Michelle Brackin • Sue Michales Forms, Links & Phone numbers CORTLANDASC.COM click employees