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What Makes Fullerton Personal Loan an Attractive Loan Option?

Millennials, today, are all set to explode Indiau2019s consumer market. They are the chief wage earners who constitute 47% of Indiau2019s population. Unlike the previous generation who used to work only to save, millennials have a different approach towards their way of living. Their belief is to live life to the fullest. In order to get where they want, they work really hard to play hard. To fulfill their big dreams and aspirations, they are seeking personal loan avenues. One attractive loan option that can get them closer to their dreams without burdening them with huge interest rate is Fullerton Personal Loan. Not only millennials but also other people who are looking to make their dreams alive can opt for the personal loan. Here are some of the features that make the Fullerton Personal Loan a viable option.

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What Makes Fullerton Personal Loan an Attractive Loan Option?

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  1. What Makes Fullerton Personal Loan an Attractive Loan Option?

  2. Millennials, today, are all set to explode India’s consumer market. They are the chief wage earners who constitute 47% of India’s population. Unlike the previous generation who used to work only to save, millennials have a different approach towards their way of living. Their belief is to live life to the fullest. In order to get where they want, they work really hard to play hard. To fulfill their big dreams and aspirations, they are seeking personal loan avenues. One attractive loan option that can get them closer to their dreams without burdening them with huge interest rate is Fullerton Personal Loan. Not only millennials but also other people who are looking to make their dreams alive can opt for the personal loan. Here are some of the features that make the Fullerton Personal Loan a viable option.

  3. Attractive Features of Fullerton Personal Loan: Loan Amount: Most of the banks & NBFCs in India provide a personal loan generally upto INR 5 lakh. This loan amount may not suffice in achieving your dreams. Whereas, Fullerton India provides a personal loan amount upto INR 20 lakh. With this loan amount all your dreams can be realized. However, the limit of personal loan that you’ll receive depends on your net income and credit score.

  4. Flexible & Attractive Interest Rates: Fullerton India loan gives you the choice between flexible & attractive interest rates. Normally, the interest rates offered by the NBFC ranges between 14% to 33%. Again, the interest rates provided to you depends on your credit score. If you’ve a good credit score you have the power to bargain. You can ask the bank to give you the lowest interest rate possible. Quick Loan Disbursal: Fullerton India Personal Loan realizes how important it is for you to have the funds in your hand. This is the reason why it follows the quick loan disbursal policy. Under this policy, the loan approval is made super fast and the funds are disbursed within 3-4 days. In some cases, like medical emergencies, it is also disbursed within 24 hours.

  5. Minimum Documentation: Fullerton India provides loan approval with a hassle-free documentation process. You just need to full application form and submit the following documents - Recent Photograph, Id Proof (Passport Copy/ Voter ID card/ Driving License/ PAN Card), Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License), Age Proof (Passport/PAN Card), Bank Statement, Form 16 and ITR return for the last three years. Repayment Tenure: The choice of repayment tenure is upto the customer’s discretion. He/she can choose to repay the loan upto a tenure of 60 months. Personal Loan EMIs constitute 20% of your salary. In order to have more money in hand or meet any present expense, opt for the maximum repayment tenure so that you can pay at your own pace.

  6. How to Apply for the Fullerton Personal Loan? There are two ways in which you can apply the Fullerton personal loan online. You can apply for the loan through the Fullerton India website. All you have to do is go to the “personal loan” tab and click on the “apply online” button. Do as the website directs you and your loan will get approved in no time. Just remember to keep a digital copy of all the above mentioned documents. The other way to do it is by applying through the website of some financial technology companies.

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