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Not every personal loan fits the picture you are trying to paint. With some, the interest rates are high, and with others the documentation process is a complicated one - some problem or the other. But thereu2019s one personal finance option that encompasses a host of benefits into an attractive package - the YES Bank Personal Loan. It is tailor made in a way to help you achieve your goals in no-time. Whether you want to take the long due abroad trip or send your kid to a prestigious B-school, the personal loan by YES Bank is a one-stop solution for all your needs. Provided at very reasonable interest rates, where paying back doesnu2019t seem like much of a struggle. The approval and disbursal process is very fast. Letu2019s take a tour of some of the other amazing features of this loan to help you take the right decision.
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Not every personal loan fits the picture you are trying to paint. With some, the interest rates are high, and with others the documentation process is a complicated one - some problem or the other. But there’s one personal finance option that encompasses a host of benefits into an attractive package - the YES Bank Personal Loan. It is tailor made in a way to help you achieve your goals in no-time. Whether you want to take the long due abroad trip or send your kid to a prestigious B-school, the personal loan by YES Bank is a one-stop solution for all your needs. Provided at very reasonable interest rates, where paying back doesn’t seem like much of a struggle. The approval and disbursal process is very fast. Let’s take a tour of some of the other amazing features of this loan to help you take the right decision.
What are some Exciting Features of the YES Bank Personal Loan? YES Bank Personal Loan Interest Rate: Query about the interest rate is one of the prime concerns of borrower - that’s why we are addressing it first. YES Bank understands that paying back the personal loan takes a dig at 10-20% of the monthly income. Only an affordable interest rate won’t put so much financial pressure on you. Interest rate provided by YES Bank starts from 10.99% per annum. Loan Amount: Hefty loan amounts are provided by YES Bank so that the person doesn’t have to worry about finances while meeting his dream. If you have all the documents and an outstanding credit track record, you’ll be eligible for a higher loan amount.
Collateral Free: The personal loan offered by YES Bank is unsecured in nature, that means the bank doesn’t ask for any collateral or securities to be pledged against it. All you have to do is just meet the eligibility criteria and the YES Bank personal loan is yours. Pre-payment or foreclosure Option: If you’ve had a food financial year - got a handsome bonus or made crazy incentive - YES Bank gives you the option to prepay your personal loan. However, you can prepay your loan only after you’ve finished paying 12 EMIs.
How Can I get the Lowest YES Bank Personal Loan Interest Rate? Credit Score: As stated earlier, the YES Bank Personal Finance is a collateral free ( unsecured) loan. This implies that the bank doesn’t ask you to pledge any security in order to avail it. So you’ll be wondering on what basis will the bank trust you with the loan money. Heard of Credit Score? The bank checks your credit score before approving the personal loan. And a good credit score can help you procure the lowest interest rate from YES Bank. A score of 750 and above can fetch you the lowest YES Bank personal loan interest rate.
Relationship with YES Bank: A good relationship with the bank is always a plus factor. If you have an existing relationship with YES Bank in terms of bank account or previous loan, chances are that it will give you a low rate of interest. Also, if you have opted for YES Bank personal loan finance option and serviced it well, even this can get you a low interest rate.
