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Sutton Housing Partnership

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Sutton Housing Partnership. STRONGER TOGETHER ON WELFARE REFORM Cliff Haynes - Head of Income. E Part. Sutton Housing Parfnesshrp. Sutton Housing Partnership. • London Borough of Sutton • ALMO - 2006 • 6150 tenants - 1400 leaseholders • Relatively small

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Sutton Housing Partnership
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  1. Sutton Housing Partnership STRONGER TOGETHER ON WELFARE REFORM Cliff Haynes - Head of Income E Part Sutton Housing Parfnesshrp
  2. Sutton Housing Partnership • London Borough of Sutton • ALMO - 2006 • 6150 tenants - 1400 leaseholders • Relatively small • Partnerships and team working Sutton Housing Partnership R Part
  3. Welfare Reforms •Under Occupation •Benefit Cap •Universal Credit The Perfect Storm ? Sutton Housing Partnership R Part
  4. What Area's Covered • Welfare Reforms - the background and aims • Summary of the key changes • Impact on our residents • How SHP prepared for the changes • Workshops - What works well? • Feedback Sutton Housing Partnership R Part
  5. Background and Aims • Simplify the benefit system • End the poverty trap • Change behaviour - benefit dependency • Slash cost of Welfare Benefits Sounds sensible and reasonable....but the reality! >, I Part Sutton Housing Partnership
  6. Housing Sector Response Our initial response Or in the famous words of John McEnroe You cannot be SERIOUS !!! Sutton Housing Partnership R Part
  7. Under Occupation • Impact for our tenants • One bed - 370 homes - £ 15.00 per week • Two bed - 90 homes - £27.50 per week • In total SHP tenants will loose £401,250 per year • What will the impact be on the local economy ? Sutton Housing Partnership R Part
  8. Options for Tenants • Find employment • Move to a smaller home • Take in a lodger • Take in a non dependant family member OR • Pay the rent shortfall from other benefits Sutton Housing Partnership R Part
  9. What are we doing? • Communication - talking with tenants • Communication - supporting tenants • Communication - working with tenants Sutton Housing Partnership R Part
  10. Communicating with Tenants Personal letters Telephone call's Face to face Homefront magazine/flyers Website Facebook Fact Sheets
  11. Supporting Tenants •Homeswap Events •Financial assistance or incentives •Training •Credit Union 2 BEDROOMS LOOKING FOR 2 BEDROOMS 2 BFDROOMS LOOKING FOR 2 BEDROOMS Sutton Housing Partnership R Part
  12. Working with Tenants •Sutton Tenants' Federation •Resident Association Networking Group •Community Events •Dedicated staff support Sutton Housing Partnership R Part
  13. Benefit Cap • Between £350 or £500 • Introduced during July - September 2013 • For SHP tenants only 23 affected • Biggest impact in Central London and private sector >, I Part Sutton Housing Partnership
  14. What are we doing? • Communication - talking with tenants • Communication - supporting tenants • Communication - working with tenants Sutton Housing Partnership K Part
  15. Housing Benefit, Income Support, Income-related Employment and Support Allowance (ESA), Income-based Jobseeker's Allowance, Working Tax Credit & Child Tax Credit. All repl !!! UNIVERS ■
  16. UC - Simplify the System Single online application form WHO ? Universal Credit linked to tax system Claimants should always be better off ' when income increases - Sutton Housing Partnership
  17. Universal Credit - Issues New IT system • Access for tenants to internet Support from Landlords, councils, CAB, Job Centre Plus HB departments will disappear over time > R Part Sutton Housing Partnership
  18. Universal Credit - Issues Universal Credit - paid direct to claimants Universal Credit - paid monthly in arrears Payment direct to landlord for vulnerable tenants or those in high arrears
  19. Universal Credit - Problems • Banking and Budgeting • Affect of Benefit Cap & Under Occupation • Temptation • Monitoring and support >, I Part Sutton Housing Partnership
  20. The Unplanned Outcomes Rent Arrears jf • Court Action - evictions §4sac<sfr Increased workload/staffing Stress/worry for tenants and staff Sutton Housing Partnership R Part
  21. What we are doing? • Arrears IT and procedures • Incentives Direct Debits / Standing Orders • Budgeting Accounts Sutton Housing Partnership R Part
  22. What we are doing • Credit Union and pre paid cards • Budgeting & debt advice • Access to IT training and facilities • Careers Fairs % R Part Sutton Housing Partnership
  23. Building Lives Sutton Housing Partnership R Part
  24. Credit Unions Universal Credit Benefit Payments received by Credit Union N Rent Seuired and automatically1 sent off to Housing Use Pre-Paid Card to Spend in shops. Online and at ATM's Provider \ Remaining monies issued via Visa pr epaid card Loans payments made and some Savings set aside? Sutton Housing Partnership R Part
  25. Sutton Housing Partnership Any Questions ? Sutton Housing Partnership R Part
  26. For Discussion 1. How can we best work with residents about the changes and what help is available? 2. What support will tenants need to manage these changes for example banking, budgeting, moving home, finding employment? 3. How are you currently involved as a tenant? > R Part Sutton Housing Partnership
  27. Workshops Feedback Sutton Housing Partnership R Part