Corporate Customers Funds Transfer

1. Corporate Customers Funds Transfer Intuit Financial Services University Business Financial Solutions Certification

2. Section Objective • By the end of this section, you will know how to: • Support Corporate Users when they use the following funds transfer products: • Book Transfers • Money Transfers • ACH

3. Book Transfers

4. Book Transfer – Book Input Book Input – Corporate Users use the Book Input service to initiate a single book transfer transaction, multiple book transfer transactions, and recurring book transfer transactions. To initiate a single book transfer: Step 1: Select a “From” account and a “To” account. NOTE: Only the accounts that have been permitted to the Corporate User for book transfer appear. Step 2: Select “Once” in the Transfer dropdown. NOTE: Default is “Once.” Step 3: Enter a dollar amount. Step 4: Enter a processing date. NOTE: The maximum date is set by the financial institution via the Book Transfer  Book Settings service. Step 5: Enter any additional information for the book transfer. NOTE: This information is kept in BFS and does not display on the host. Step 6: Click the Submit button. Remember, users with My Dashboard and Book Transfer input permissions can also submit single book transfers from Book Transfer portlet within the Dashboard.

5. Book Transfer – Book Input (cont’d) • Step 7: The Book Transfer Confirmation screen allows the Corporate User to view the details, statuses, as well as response codes of the book transfers. • Step 8 (Optional): Click the CSV Export or the PDF Export button to save book transfer confirmation information or click the Print this Page button for a hard copy. • Response Codes are set by the financial institution via the Book Transfer  Book Response service. However, some possible book transfer response codes are: • If approval is required: • PND – book transfer is pending approval • If approval is not required: • BOK – book transfer was successful • WHS – book transfer was warehoused (for future dated book transfers) and will be released at the financial institution’s “Start of Day” • QPO – book transfer was queued for posting (not for real-time financial institutions) • NOTE: If approval is required, the Bank and Customer Trace #s will be generated upon the book transfer being approved. If approval is not required, the Bank and Customer Trace #s will display on this screen. If a future dated book transfer fails at start of day due to insufficient funds, the system will not attempt to process that transfer again that day. However, for most error type conditions (i.e. if the host is down) the system will retry 3 times.

6. Book Transfer – Book Input (cont’d) To initiate multiple book transfers: Step 1: Click the Switch to Multiple Entry button from the Book Input screen.

7. Book Transfer – Book Input (cont’d) Step 2: Select a “From” account and a “To” account. NOTE: Only the accounts that have been permitted to the Corporate User for book transfer appear. Step 3: Enter a dollar amount. Step 4: Enter a processing date. NOTE: The maximum date is set by the financial institution via the Book Transfer  Book Settings service. Step 5: Enter any additional information for the book transfer. NOTE: This information is kept in BFS and does not display on the host. Step 6: Click the Add Transaction button to add the transaction to the Transaction List or click the Add as Template button to save the transaction as a template in the Transaction List. NOTE: The “Add As Template” button only saves the From and To account. All other fields in the template are editable. Step 7: Select book transfer transaction(s) from the Transfer List. Step 8: Click the Submit button. NOTE: The “Show ALL Templates” radio button displays all book transfer transactions that have been saved as a template by all Corporate Users. However, only the accounts that have been permitted to the Corporate User for Book Transfer appear. Transactions created by the Corporate User are denoted with an asterisk. The Save Selected As Template(s) button allows the Corporate User (who created the template) to make edits to the template and save the changes for future use. The Delete button allows the Corporate User (who created the template) to delete their template.

8. Book Transfer – Book Input (cont’d) • Step 9: The Book Transfer Confirmation screen allows the Corporate User to view the details, statuses, as well as response codes of the book transfers. • Step 10 (Optional): Click the CSV Export or the PDF Export button to save book transfer confirmation information or click the Print this Page button for a hard copy. • Response Codes are set by the financial institution via the Book Transfer  Book Response service. However, some possible book transfer response codes are: • If approval is required: • PND – book transfer is pending approval • If approval is not required: • BOK – book transfer was successful • WHS – book transfer was warehoused (for future dated book transfers) and will be released at the financial institution’s “Start of Day” • QPO – book transfer was queued for posting (not for real-time financial institutions) • NOTE: If approval is required, the Bank and Customer Trace #s will be generated upon the book transfer being approved. If approval is not required, the Bank and Customer Trace #s will display on this screen. If a future dated book transfer fails at start of day due to insufficient funds, the system will not attempt to process that transfer again that day. However, for most error type conditions (i.e. if the host is down) the system will retry 3 times.

9. Book Transfer – Book Input (cont’d) To initiate recurring book transfers: NOTE: No special permissions are needed in order for a corporate user to have access to the Recurring Books feature. Step 1: Select a “From” account and a “To” account. NOTE: Only the accounts that have been permitted to the Corporate User for book transfer appear. Step 2: Select frequency option in the Transfer dropdown (Weekly or Monthly). NOTE: Default is “Once.” Step 3: Enter a dollar amount. Step 4: Enter a processing date. Users will only be allowed to start a recurring book transfer instruction on the next business day. NOTE: The maximum date is set by the financial institution via the Book Transfer  Book Settings service. Recurring instructions with a next transfer date beyond the future date limit will not be automatically generated by the BFS system until the date range is within the future date limit. Once within this dated limit, the next transfer will automatically be generated and will display on the Book Report. Step 5: Enter any additional information for the book transfer. NOTE: This information is kept in BFS and does not display on the host. Step 6: Enter the frequency pattern. NOTE: The “Back Dated or Future Dated” setting will display if one or both of the “Process Book Transfers on Holidays” and “Process Book Transfers on Non-Business Days” settings in the Book Settings service is set to “No”.

10. Book Transfer – Book Input (cont’d) Step 7: Click the Submit button. Recurring instructions will appear at the bottom of the Book Input screen. NOTE: Only the recurring transfers to which the user has permissions to both the From and To accounts display and can be deleted (cancelled). Based on the recurring instructions, the book transfer will be generated in the system at midnight. IMPORTANT: Each transfer created via the recurring books feature will be treated/handled as an individual/single book transfer. If approvals are required for book transfers, approval must occur before midnight prior to the processing day.

11. Book Transfer – Book Approvals Book Approvals – Corporate Users use the Book Approvals service to approve or delete pending book transfer transactions via the following steps: Step 1: Click the checkbox to choose one or more pending transactions. Click the Approve button. Step 2: The selected transactions appear on the Book Approval Review screen. Click the Approve button to complete the approval process. NOTE: If a book transfer was not approved prior to cutoff, the transaction displays in red and cannot be approved. It can only be deleted by any Corporate User with approval permissions. Remember, users with My Dashboard and Book Approval permissions will also see book transfers that are pending approval in the Action Required. portlet within the Dashboard.

12. Book Transfer – Book Approvals (cont’d) • Step 3: The Book Approval Confirmation screen allows the Corporate User to view the details, statuses, as well as response codes of the book transfers. • Response Codes are set by the financial institution via the Book Transfer  Book Response service. However, some possible book transfer response codes are: • BOK – book transfer was successful • WHS – book transfer was warehoused (for future dated book transfers) and will be released at the financial institution’s “Start of Day” • QPO – book transfer was queued for posting (not for real-time financial institutions)

13. Book Transfer – Book Report Book Report – Corporate Users use the Book Report service to display book transfer activity via the following steps: Step 1: Select one or more accounts to display. NOTE: Only the accounts that have been permitted to the Corporate User for Book Transfer appear. Step 2: Select either “entry” or “processing” and then enter a date or date range. NOTE: “Entry” is the date that the book transfer was inputted into the system and “Processing” is the date that the book transfer was scheduled to occur. Step 3 (optional): Enter a dollar amount or dollar amount range. Step 4 (optional): Enter a bank trace number or range and/or customer trace number or range. Step 5: Click the Submit button to display book transfer activity on screen. Click the CSV or PDF export button to save book transfer activity.

14. Book Transfer – Book Report (cont’d) • Step 6: The Book Transfer Report screen allows the Corporate User to view the details, statuses, as well as response codes of the book transfers. • Step 7 (Optional): Click the CSV Export or the PDF Export button to save book transfer confirmation information or click the Print this Page button for a hard copy. • Response Codes are set by the financial institution via the Book Transfer  Book Response service. However, some possible book transfer response codes are: • BOK – book transfer was successful • WHS – book transfer was warehoused (for future dated book transfers) and will be released at the financial institution’s “Start of Day” • QPO – book transfer was queued for posting (not for real-time financial institutions) • CAN – book transfer was cancelled/deleted

15. Practical Applications What are the frequency options for book transfers? What does the Add Transaction As Template button do on the Multiple Entry screen? What fields are editable when a book transfer is saved as a template? What are the 4 potential book transfer response codes? How far in advance can a book transfer be dated for processing?

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17. Money Transfers

18. MT Admin – Bank Short List Bank Short List – Corporate Users use the Bank Short List service to create a personalized list of financial institutions to be used when creating free-form and/or template money transfers via the following steps: Step 1: Enter the Routing Number, Bank Code, and/or Bank Name and click the Find button (or select a financial institution from the Available Banks list) Step 2: Click the Add button and the financial institution will appear in the Assigned Banks list. Step 3 (optional): Repeat steps 1 and 2 as necessary to create the desired list of financial institutions. • NOTES: • Each Corporate User can have their own bank short list. • If a Corporate User does not create a bank short list here, they will have to select the appropriate financial institution from a list of all financial institutions upon submitting a free-form money transfer or creating a money transfer template. NOTE: Beneficiary Bank information can be entered free-form, if the financial institution allows for it via the MT Admin  Wires Setup service. • If the financial institution deletes a financial institution via MT Admin  Wire Banks service, that financial institution is not removed from the Corporate User’s short list. However, there is a Proactive Bulletin that can be sent to the Corporate User as well as an indicator on the Wire Template and Wire Input screens indicating that a specific template needs maintenance.

19. Money Transfer – Wire Templates Wire Templates – Corporate Users use the Wire Templates service to add, edit, and delete money transfer templates. NOTE: Corporate Users see their templates as well as any “shared” templates that use a debit account to which the Corporate User has permission (regardless of the approval status of the templates). Whereas, Corporate Admins see all templates (“shared” and “not shared”) that use a debit account to which the Corporate Admin has permission (regardless of the approval status of the templates). To Add a Template: Step 1: Enter a Code and Name for the template and click the Add button. NOTE: If the financial institution edits or deletes a financial institution that is being used in a money transfer template, an asterisk displays next to that template in the Account Templates box. The Corporate User will need to correct the template via the Money Transfer  Wires Templates service.

20. Money Transfer – Wire Templates (cont’d) Step 2: Select the funding account for the template. NOTE: Only the accounts that have been permitted to the Corporate User for Money Transfer and have a wire limit amount greater than $0 appear in the list. TIP: If the Available Accounts area says: “No accounts were found for your search!” and the user does have accounts permitted to them for Money Transfers with wire limit amount(s) greater than $0, remember that the financial institution or the Corporate Admin must click the Limits link for that user on the User Administration screen for the user to be able to see those permitted accounts here. Step 3: Select the Transfer Type: Payment vs. Drawdown Request (a request to receive a wire from another financial institution). NOTE: The Drawdown Request option will not display if the financial institution has the feature disabled on the MT Admin – Wires Setup screen. Step 4: Click the Continue button. Step 5: Select the Wire Type: Domestic or International. Click the Continue button. NOTE: The financial institution can request to have this split turned off.

21. Money Transfer – Wire Templates (cont’d) Step 6: Enter the required information to complete the template. Click the Submit button. The users can choose to save the template for “all users” or “this user only” to indicate whether the template is for their personal use or if other users in the company can access the template. The default is for the Beneficiary Address to be a required field. However, the financial institution can opt for it to be an optional field. The FreeForm Bank buttons can be disabled by the financial institution via MT Admin  Wires Setup. If a beneficiary and/or an intermediary bank is entered via the Freeform Bank button, the system will NOT cross check the bank against the Fed Bank list. However, the system still cross checks any bank entered via the normal beneficiary/intermediary bank text field. A Target Bank is required if there is a value in the Intermediary Bank field. Thus, if a wire only requires one “hop” between the Debit Bank and the Beneficiary Bank, then enter only a Target Bank and leave the Intermediary Bank blank. NOTE:The Target and Intermediary Bank fields can be disabled by the financial institution via MT Admin  Wires Setup. The Search buttons load the Corporate User’s Bank Short List. The user can still search for any financial institution from the Search button.

22. Money Transfer – Template Approval Template Approval – Corporate Users use the Template Approval service to approve new or updated money transfer templates and/or delete changes to updated templates. If a template is deleted, approval is not needed. NOTE: Any Corporate Admin/User with Template Approval permission can approve any template (regardless of the debit account and/or if the template is "shared"). To Approve a Template: Step 1: Select the desired money transfer template. Step 2: Click the Select button. NOTE: After users create or change templates, the template must be approved before it can be used. However, if a template is deleted, approval is not needed.

23. Money Transfer – Template Approval (cont’d) Step 3: Approve the template or delete template changes entered by another user. Changed fields are underlined. The Delete Changes button, reverts the template back to the original state prior to any changes being made to it. NOTE: The Delete Changes button does not display if a template is a new template.

24. Money Transfer – Templates Groups Template Groups – Corporate Users use the Template Groups service to add, edit, and delete groups of templates that can be used in the Money Transfer Multiple Entry service. NOTE: Corporate Admins and Corporate Users see any admin/user’s template groups (“shared” and “not shared”). This includes any template groups that contain templates to which the admin/user is not permitted to the debit account used in the template. To Add a Template Group: Step 1: Enter a template group name. Click the Add button.

25. Money Transfer – Templates Groups (cont’d) Step 2: Choose to save the template group for “all users” or for “this user only” to indicate whether the template group is for the user’s personal use or if other users in the company can access the template group. Step 3: Move the appropriate/desired template(s) from the Available Templatesbox to the Selected Templates box via the arrow buttons between the boxes. NOTE: In the Available Templates list, Corporate Users see their templates as well as any “shared” templates that use a debit account to which the Corporate User has permission. Whereas, Corporate Admins see any user’s templates (“shared” and “not shared”) that use a debit account to which the Corporate Admin has permission. Templates needing approval do not display to Corporate Admins or Users. In addition, any repetitive bank defined template that is permitted to at least one user at the Corporate Customer with limits other than $0 appear in the Available Templates list. Step 4: Click the Add button. • NOTES: • There is no limit to the number of templates that can be in a group. However, users can only submit a maximum of 150 wires in a multiple entry transfer. Therefore, it is recommended that users do not add more than 150 templates to a template group. • A template can placed in more than one group.

26. Money Transfer – Wire Input • Wire Input – Corporate Users use the Wire Input service to initiate money transfers via template or freeform. • To initiate a Money Transfer via Template: • Step 1: Select a template from the Available Templates box. • NOTE: In the Available Templates list, Corporate Admins/Users see their templates as well as any “shared” templates that use a debit account to which the Corporate Admin/User has permission. Templates needing approval do not display. Also, any bank defined templates (both repetitive and non-repetitive) to which the Admin/User is permitted and have limits other than $0 display here as well. The Transfer Type dropdown and Available Accounts list are used to input freeform money transfers and appear only if the Corporate User is permitted to add freeform money transfers. NOTE: If the financial institution deletes a financial institution that is being used in a money transfer template, an asterisk displays next to that template in the Available Templates box. The Corporate User will need to correct the template via the Money Transfer  Wires Templates service.

27. Money Transfer – Wire Input (cont’d) Step 2: Enter the amount of the wire and the date that the wire should be sent. Click the Submit button. Select “Amount” and enter the amount of the wire to be sent in the receiver’s currency. The system will automatically calculate the amount to be debited in the sender’s currency. Select “Debit Amount” and enter the amount of the wire to be debited in the sender’s currency. The system will automatically calculate the amount to be credited in the receiver’s currency. The Send Date is the date that BFS sends the wire for processing.  The Value Date is the date the money is received or settles in the beneficiary’s account. NOTE: The financial institution can disable or hide the Value Date field via the MT Admin  Wires Setup service.

28. Money Transfer – Wire Input (cont’d) Step 3: Click the Enter button. NOTE: If approval is not required, the Enter button will be an Approve button.

29. Money Transfer – Wire Input (cont’d) Step 4: The Money Transfer confirmation screen allows the Corporate User to view the details of the money transfer. Number of Additional approvers are shown

30. Money Transfer – Wire Input (cont’d) To initiate a Money Transfer via Freeform: Step 1: Select the Transfer Type: Payment vs. Drawdown Request (a request to receive a wire from another financial institution). NOTE: The Drawdown Request option will not display if the financial institution has the feature disabled on the MT Admin – Wires Setup screen. Step 2: Select the funding account from the Available Accounts box. NOTE: Only the accounts that have been permitted to the Corporate User for Money Transfer and have a wire limit amount greater than $0 appear in the list. Step 3: Select the Wire Type: Domestic or International. Click the Continue button. NOTE: The financial institution can request to have this split turned off by Intuit Financial Services.

31. Money Transfer – Wire Input (cont’d) Step 4: Enter the required beneficiary and routing information. Click the Submit button. The default is for the Beneficiary Address to be a required field. However, Intuit Financial Services can make these fields optional for a financial institution. The FreeForm Bank buttons can be disabled by the financial institution via MT Admin  Wires Setup. If a beneficiary and/or an intermediary bank is entered via the Freeform Bank button, the system will NOT cross check the bank against the Fed Bank list. However, the system still cross checks any bank entered via the normal beneficiary/intermediary bank text field. The Search buttons load the Corporate User’s Bank Short List. The user can still search for any financial institution from the Search button. A Target Bank is required if there is a value in the Intermediary Bank field. Thus, if a wire only requires one “hop” between the Debit Bank and the Beneficiary Bank, then enter only a Target Bank and leave the Intermediary Bank blank. NOTE:The Target and Intermediary Bank fields can be disabled by the financial institution via MT Admin  Wires Setup.

32. Money Transfer – Wire Input (cont’d) Step 5: Enter the amount of the wire and the date the wire should be sent. Click the Submit button. Select “Amount” and enter the amount of the wire to be sent in the receiver’s currency. The system will automatically calculate the amount to be debited in the sender’s currency. Select “Debit Amount” and enter the amount of the wire to be debited in the sender’s currency. The system will automatically calculate the amount to be credited in the receiver’s currency. The Send Date is the date that BFS sends the wire for processing.  The Value Date is the date the money is received or settles in the beneficiary’s account. NOTE: The financial institution can disable or hide the Value Date field via the MT Admin  Wires Setup service.

33. Money Transfer – Wire Input (cont’d) Step 6: Click the Enter button. NOTE: If approval is not required, the Enter button will be an Approve button.

34. Money Transfer – Wire Input (cont’d) Step 7: The Money Transfer confirmation screen allows the Corporate User to view the details of the money transfer. Number of Additional Approvers are displayed

35. Money Transfer – Multiple Entry Multiple Entry - Corporate Users use the Multiple Entry service to enter multiple money transfers from a single screen. Step 1: Select one or more templates from the Available Templates box or select a template group from the Available Groups box. In the Available Templates list, Corporate Admins/Users see their templates as well as any “shared” templates that use a debit account to which the Corporate User has permission. Templates needing approval do not display. Also, any repetitive bank defined templates to which the Admin/User is permitted and have limits other than $0 display here as well. In the Available Groups list: Corporate Admins/Users see any Admin/User’s template groups (“shared” and “not shared”). This includes any template groups that contain templates to which the Admin/User is not permitted to the debit account used in the template. NOTE: If a Corporate Admin/User attempts to initiate a “shared” wire group that contains templates with debit accounts to which the Admin/User is not permitted, those wire template(s) will not display on the next screen. Step 2: Click the Input Wires button. NOTE: If the financial institution deletes a financial institution that is being used in a money transfer template, an asterisk displays next to that template in the Available Templates box. The Corporate User will need to correct the template via the Money Transfer  Wires Templates service.

36. Money Transfer – Multiple Entry (cont’d) • Step 3: Select the templates to be submitted. • Step 4: Enter a Send Date and an Amount each selected template. • Step 5: Click Submit Selected. • NOTE: If a Corporate Admin/User selected a “shared” wire group that contains templates to which the Admin/User is not permitted to the debit acct (on the previous screen), those wire template(s) will not display here.

37. Money Transfer – Multiple Entry (cont’d) Step 6: Review the money transfer data. If all entries are correct, click Approve/Enter. Step 7: Confirm the multiple money transfer entries submitted. Click the Close button to complete the process.

38. Money Transfer – Wire Approval Wire Approval – Corporate Users use the Wire Approval service to approve, edit, or delete pending money transfers. NOTE: Only the templates that have an account to which the user is permitted for Money Transfers display on this screen. F = Freeform C = Customer Defined Template R = Repetitive Bank Defined Template N = Non-repetitive Bank Defined Template Money Transfers are grouped by Send Date. • Item In Process column: When a wire on the Wire Approval page is being acted on by another corporate user, a “Item in Process” column will display with the Corporate User code that first took some action on the wire (i.e. selects to approve, delete or edit from the Wire Selection page). The “Item in Process” information will not prevent another approver from acting on the wire. It alerts other approvers of a possible collision. The first approver acting on the wire will not see the “Item in Process” information. The wire is no longer considered as “Item in Process”, when one of the following occurs: • The wire is approved or deleted by an approver (from the Approval Review page) • The approver “cancels” the action (from the Approval Review Page) • The approver has not acted for predefined time interval. This predefined time interval is equal to the session timeout defined at the lead bank level. Remember, users with My Dashboard and Wire Approval permissions can also approve wire transfers from the Action Required portlet within the Dashboard.

39. Money Transfer – Wire Approval (cont’d) Step 1 (optional): Click on the red arrow under the Appr, or Del columns to view the details of pending money transfer. The pending money transfer can be either approved or deleted from the details screen.

40. Money Transfer – Wire Approval (cont’d) Step 2 (optional) : Click on the red arrow under the Edit column to make edits to the pending money transfer. NOTE: If an Approver makes edits to a pending money transfer, they will become the initiator and the pending money transfer will need to be approved by another user as the user (that made the edits) will not be able to approve or delete the edited pending money transfer.

41. Money Transfer – Wire Approval (cont’d) Step 3: Place a check mark in either the Appr or Del column for all of the money transfers to be processed. Step 4: Click the Submit Selections button. • NOTES: • Money transfers, with a Send Date in the past, display in red and cannot be approved. These money transfers can only be edited or deleted. • Once a Corporate User hits their wire approval limit for the send date, any remaining wires for that send date disappear from the approval screen.

42. Money Transfer – Wire Approval (cont’d) Step 5: Confirm the actions selected on the Pending Money Transfers List screen and click the Submit button to continue. Step 6: Review the approved and deleted money transfers. Click the Return to Wire Approval button to complete the process and/or to view any new money transfers that have been submitted and are pending approval.

43. Money Transfer – Wire Report Wire Report – Corporate Users use the Wire Report service to display submitted money transfers or drawdowns via the following steps: Step 1: Choose a report type: Wire Report vs. Drawdown Report (a request to receive a wire from another financial institution) Step 2: Select the account(s) from the Available Accounts box. NOTE: Only the accounts that have been permitted to the Corporate User for Money Transfer appear in the list. Step 3: Click the Hold Selected button. The selected Available Accounts are copied to the Selected Accounts list(not shown here). Step 4: Choose a Payment Method and provide any necessary Query and Report Characteristic information. Step 5: Click the Submit button.

44. Money Transfer – Wire Report (cont’d) • The “View” drop-down (on previous screen) contains a list of possible statuses for a wire. These statuses are described below and depend on the financial institutions processing method. • For Real-Time and Batch (near-real-time): • Pending - The wire transaction is pending approval. • Approved - The wire has been approved (the status quickly changes to “Sent”). NOTE: Future dated wires remain in the “approved” status until the financial institution’s start-of-day time on the processing date for that wire. • Deleted – The wire was deleted (as opposed to being approved) by a Corporate User. • Sent – The transaction has been transmitted to the financial institution’s wire system for processing. (The file can also be found in the File Load Admin File Download service.) • Confirmed – The financial institution’s wire processing system has received the transaction and sent back a confirmation message. • Rejected - The financial institution’s wire processing system has rejected the transaction and sent back a rejection message. • Acknowledge – The transaction has been successfully received/processes into the Fedwire or SWIFT systems. This response also contains a Fedwire or SWIFT reference number. NOTE: This status is for Real-Time only. • For Email output (manual): • Pending - The wire transaction is pending approval. • Approved – The wire has been approved (the status quickly to “Sent” as an email is sent to the financial institution with the details of the wire). • Deleted – The wire was deleted (as opposed to being approved) by a Corporate User. • Sent – The transaction has been Approved and is ready for processing by the financial institution. The transaction stays in this status until manually updated by the financial institution. • Confirmed - The financial institution manually clicked the Confirm button for the wire on the Wire Status Report screen. • Rejected - The financial institution manually clicked the Reject button for the wire on the Wire Status Report screen. • Acknowledge – n/a

45. Money Transfer – Wire Report (cont’d) Step 6: Review the money transfer activity grouped by transaction status (Approved, Pending, and Deleted) and the report totals that appear at the end of the report. TIP: Click the magnifying glass in the Details column to view more information about an individual transaction. F = Freeform ME = Multiple Entry T = Template

46. Practical Applications Are Corporate Users required to set up a Bank Short List? How many templates can belong in a template group? True/False: Once a template has been approved, it can be edited as necessary in the future without needing to be approved again. Is there a limitation to which templates a specific user can approve? What does the indicator: "*Invalid Template – Needs Maintenance" mean? What is the difference between “Amount" and "Debit Amount"? What is the difference between "Send Date“ and "Value Date"? True/False: A Corporate User can initiate a “shared” wire group that contains a template to which the user is not permitted.

47. ACH

48. ACH Admin – Batches Batches – Corporate Users use the Batches service to add, edit, copy and/or delete batch templates for ACH companies. After batch templates have been added, users can activate templates on an ongoing basis and change information as needed. To add a Batch: Step 1: Select the ACH Company ID from the dropdown menu. NOTE: Only the ACH Companies to which the user is permitted display in the Available Companies dropdown. Step 2: A list of all existing batches, to which the user is permitted to the Transaction Type used in the Batch, display. Click Add a Batch.

49. ACH Admin – Batches (cont’d) Step 3: Enter the details of the batch template. • Descriptions of fields: • Transaction Type – A list of the Standard Entry Class (SEC) codes (transaction types) that have been permitted to the Corporate User for the specific ACH Company display. • Entry Description – The description for the batch that appears in the ACH Batch Header 5 record. • Offset Account – The Corporate Customer's account that will be credited or debited according to the transactions originated in the batch. Only the accounts that have been permitted to the Corporate User for the specific ACH Company display. • Discretionary Data – Additional information that describes the batch template and displays in the ACH batch header record (5 record). • Create Prenote - Option that indicates whether the entries that will be added to the batch will be in an Active or Prenote status initially. • Active - The system includes the entry when the batch is activated. • Prenote - The system includes the entry when the batch is activated, but sets the amount to $0.00. After the batch is approved and the ACH cutoff process completes, the system changes the status to Active. Step 4: Click Add Batch. NOTE: If approval is required, the batch will be in a “Approval Required” status and will need to be approved via the ACH Admin Template Approval service.

50. ACH Admin – Batches (cont’d) To add a Recurring Batch: Step 1: Select the ACH Company ID from the dropdown menu. NOTE: Only the ACH Companies to which the user is permitted display in the Available Companies dropdown. Step 2: A list of all existing batches to which the user is permitted to the Transaction Type used in the Batch display. Click Add a Batch.