Mastering Present Perfect and Continuous Tenses in Financial Context

1. File 2 – A-B Grammar Vocabulary Presentperfect Present P. Continuous money Fromreadings and listenings

2. File 2 Test yourself A creditcard A piggybank A banknote A coin Cheques/checks A cash machine Anarmored car Thetill A safe A pad of notes A wallet A vault A cashier gold A treasure Anaccountant

3. Yesterdaywelistenedtoanews B _______ Therewere 4 I ______ or P _____ of news But (una noticia) is a _________________ And news, Maths, Physics, Economis are singular, so (thenewsisimportant) bulletin pieces items Piece of news 17 At 85 miles per hour 2,600 8.5% 150.263 1,490, 000 1/3 255,900

4. Findsynonyms in thetextwiththefollowingwordsortranslate: 1.Have, possess = _________ 2. possessions = __________ 3. like, how= _____ 4. Exchange= _________ 5. turnoutright = _______ 6. Baby-sitting (a house) = ______________ 7. (a cambio de) ____________ 8. value = ________ 9. Nounfortheverbtosell= __________ 10. (lo regalé todo) ________________ belongings own as work swap House-sitting In return worth sales I gaveitallaway

5. At least Over 60 Goods Unions Askedfor Management Released Unemployed Relocation Estate agents 1st-time buyers Propertyladder average

6. Present Perfect We have already won a prize • we have just won a prize • I have never won a prize • I haven ´t won a prize yet • Have you won a prize yet? • We still haven´t won a prize • Have you ever won a prize? • I have lived in San Lorenzo for 4 years • I have lived in San Lorenzo since 1995  • Already (aff.) – ya • Just (aff.) – acabo de • Never (aff.) - nunca • Yet (neg.) – todavía • Yet (quest.) – ya • Still (aff./ neg.) – todavía • Ever (quest.) – alguna vez • For + period of time- durante • Since + point in time - desde Already just never yet still ever for since so far

7. What have they been doing? He´s been playing football They´ve been shopping Cuanto hace que (conoces a…)? Howlonghaveyouknown … Cuanto tiempo llevas estudiando…? Howlonghaveyoubeenstudying …

8. 4.Complete the sentences with a verb from the box using Present Perfect and one of the particles in brackets. Break buy finish do go be find lose paint read take • 1. Are they still having dinner?. No, they ______ . (already) • 2.I ___ some new shoes. Do you want to see them?. (just) • 3.Is Tom here?. Yes, he ______ to work. (yet) • 4.Where is your key?. I don ´t know. I _____________________ it ____ . (yet) • 5. ___________ you _____________ the shopping ____ ?. No, I , m going to do it later. (yet) • 6. ___________ you _____________ to the USA?. No, never. (ever) • 7. Look!. Somebody _______________ that window. • 8. Your house looks different. _______________ you ____________ it?. • 9. I can ´t find my umbrella. Somebody _________ it. (just) • 10. Do you want the newspaper?. No, thanks. I ________________________ it. (already). • Have already finished • Have just bought • Hasn ´t gone (to work) yet • Haven ´t found it yet • Have you done /the shopping) yet • Have you ever been • Has broken • Have you painted • Has just taken • have already read

9. Song No sleep _______ _______ until I´m done with _____ the ______ __________, won ´t _______ before I ______ the ______ for this ________ and sometimes I _______ like _______ down and ______ ___________ but ________ I know that I _____ _______ to be _______ _____ been ________, ______ been ______ in the shadows for my ______ _____ been ________, ______ been ______ for tomorrows all my _______ they _____ that I _____ ______ to ______ before I can feel ______ but I ____ rather ______ myself than _______ into their ________ and sometimes I feel that I _______ and play with the _______ somehow I ______ don ´t ______ _____ and wait for a ________ ____ _____ been _____ walking in ______ watching, ______ for something __________ me, ________ me, heal me come take me ______ • No sleep / finding / answer • Won ´t stop / stop / find / cure / cancer • Feel / going / so disconnected • Somehow / am haunted / wanted • I´ve/watching/I´´ve/ waiting/ time • I´ve/searching/I´ve /living/ life • Say/was going / cure /safe • ´d /kill/turn /slave • Should go /thunder • Just/wanna stay / wonder • Lately / I´ve /walking/circles/ waiting • Feel / touch/ higher

10. Grammar 2 1 1.he´s been playing football 2. they have been shopping , 3.He´s been repairing the car 4.She has been writing letters 5.She has been having a shower 6. He´sbeen cleaning the floor 7. She´s been doing the washing 8.He´s been running 9.They have been fighting 10. They have been playing tennis. 4 3 6 5 7 8 9 10

11. Grammar 2 1 4 3 6 5 7 8 9 10 What have they been doing? Or what have they done?. Write sentences. 1.he´s been playing football but he hasn ´t won the game 2. they have been shopping , they have bought lots of things 3.He´s been repairing the car but he hasn ´t finished yet 4.She has been writing letters.She has just finished 5.She has been having a shower and she has washed her hair 6. He´sbeen cleaning the floor 7. She´s been doing the washing,she´s just hung it up 8.He´s been running 9.They have been fighting 10. They have been palying tennis.They have just finished

12. W _____ Wealthy People Loaded L _____ Broke H _____ B _____ Hard up Rich Poor Affluent Well-off W _____ A_____ Pennyless P _____ C _____ Customer Greedy G_____ A F __ A fine In cash Coins/notes In C __ C__/ N __ A D ___ deposit Sometimes (te cobran de más o de menos) = O _______ / U _______ Whenyoubuy, you´re C _____ Charged Paying Over/under/charged Youpaylesswhenthereis a: D ______ R _______ of a 10% O ___ thepricebecauseit´sthe S ____ oryoubuy in B ____. Sometimesyouhaveto H _____ toget a betterprice Whenyoubuy, productsor G ___ are cheap. Whenthey´reverycheapthey´re a B _____.Whenthey´reveryexprensive are a R ___ - O __ For a journey: F _____ Forservices: F _____ Buying In I ______ Discount/ reduction instalments fare goods off fees Toowe In Debt To O ______. In D _____ Whenyoubuy, theassistantgivesyou a piece of paper = a R _____. Ifyouhavethis, you can getthemoney back or R ________ sales To be W ____ worth verbs bargains bulk receipt haggle To B ____ U _ Blowit up To A ______ afford Rip-off refund

13. accounts In the R ____ red Banks Ifyouhaven ´t gotanymoney in youraccountyoupayan O ____ current C _____ No money savings S _____ You W ___ Money topayyour B ___ withdraw overdraft Whenyouwanttobuy a housetoget a L_____ fromthebank. Thenyouhavetopaythe M ____ loan bills mortgage Peoplepay T ____ tothegovernment. These are collectedfrompeople´s: I _______ I _______ V ____ C ______ Ifyoupay more thanyouhavetoyouget a R _____ taxes PublicFinance Themoney of a country isthe C ____. Thisone has different E ____ R ____ everyday. Somepeople use thistobuy S ____ onthe S ___ Market. They I ____ toget a P ____. Butsometimestheyget a L ____ currency Exchange rate income shares inheritance Thegovernment use themoneytomake a B _____ topay: U _______ B ____ D ______ A _____ S ______ G _____ E _____ P ____ stock VAT profit invest corporation loss budget Unemploymentbenefit Disabilityallowance Studentsgrants Elderlypensions rebate

14. Money Deposit Bargain Rip-off Stock market Shares VAT/Inheritance Benefit Grants Pensions Refund Can´tafford overdraftt Disabilityallowance Profit/loss Receipt budget Bulk Incometax Fare/fees Rebate