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Travel Insurance Policy

Travel Insurance Policy. Travel Insurance provides cover against risks related to travel ( Domestic as well as Abroad) Combination of variety of possible risks including hijack Types of Travel Insurance Overseas Travel Insurance Domestic Travel Insurance Student’s Travel Insurance.

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Travel Insurance Policy

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  1. Travel Insurance Policy

  2. Travel Insurance provides cover against risks related to travel ( Domestic as well as Abroad) • Combination of variety of possible risks including hijack • Types of Travel Insurance • Overseas Travel Insurance • Domestic Travel Insurance • Student’s Travel Insurance

  3. Features of Overseas Travel Insurance(Travel Guard - TATA AIG) • Coverage: • Coverage of medical expenses (accident/ illness) • Baggage loss (checked-in) • Loss of passport (exp to obtain duplicate or new) • Personal Liability (caused involuntarily) • Hijacking (distress allowance) • In-hospital indemnity (daily benefit) • Trip delay (additional exp – above 12 hrs delay) • Automatic Extension of Policy ( 7 days) • Personal Accident (death or dismemberment) • Dental relief (immediate treatment)

  4. Medical Assistance: • Medical services provider referral • Arrangement of hospital admission • Monitoring of condition • In-touch with service provider • Contact with family physician • Medical evacuation • Repatriation

  5. Additional assistance: (Round the clock assistance) • General assistance • Translation and communication • Government agencies inormation • Claim filing information • Pre-departure services • Hazards at foreign locations • Passport or visa related information • Emergency travel agency • Airline and hotel reservations • Emergency cash transfer • As per credit limits • Legal assistance • Against non-criminal action • Name the attorney

  6. Exclusions: • Travelling against the advice the advice of physician • For obtaining treatment • Pre-existing diseases • Suicide or attempted suicide • Illegal Act • Dangerous sports

  7. Features of Domestic Travel Insurance(Domestic Travel Guard - TATA AIG) • Coverage: • For travel with in India • Accidental death & dismemberment • Missed departure ( certified) • Trip delay ( reasonable expenses) • Lost ticket • Medical evacuation • Personal liability

  8. Features of Student’s Travel Insurance(Student Guard Plus - TATA AIG) • Coverage: • Study Interruption ( medical reasons) • Sponsor protection (death or disablement) • Medical expense (actual expenses) • Compassionate Visit of family member (hospitalization case) • Visit by student for above seven days (death or hospitalization) • Personal Accident • Mental and Nervous disorders ( treatment expenses)

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