Follow These Tips to Avoid Debit Card Fraud

1. Follow These Tips to Avoid Debit Card Fraud Bank and debit card fraud are real and present dangers, especially in this day and age of fast-paced technology and widespread use of online banking. Modern conveniences—although highly beneficial—can likewise have adverse implications in terms of safety, especially when it comes to banking and similar types of financial transactions. With the rising cases of fraud in the banking world, it pays to be vigilant in the way you use your debit card or an online banking app to reduce vulnerability to such fraudulent activities. By following helpful safety tips, you can keep hackers and suspicious entities out of your banking accounts, starting with being careful where you give out and use your debit card information in order to keep your account and your hard-earned money safe. Here are even more tips to help you avoid debit card fraud: 1. Cover your pin whenever using an ATM and only use machines that are located in well-lit and guarded areas. As often as possible, use your own bank’s branch ATM and withdraw funds during business hours to avoid unnecessary risks when accessing your account. 2. Keep small amounts in your checking account and leave larger amounts in your savings account. Moving bigger funds to a more protected, less used account is a good way to keep your savings from a potential breach. The less money you keep in accounts that you frequently access and use, the smaller the chance for hackers to gain access to huge sums of your money. If you don’t want to keep a separate checking account, consider getting a credit card to facilitate daily purchases. 3. Opt for daily alerts with the bank. Most banks offer alert services, either through text messages or some other form of communication, so clients stay informed about transactions using their debit cards. This will let you know right away when your account has been compromised, such as when an unauthorized transaction is made.

2. 4. Set-up a more secure multi-factor authentication. You may likewise prevent ​debit card fraud​ by setting up a 2-factor authentication or another form of additional security offered by your bank. This will keep your account better protected from fraud. 5. Keep in mind that fraud is a likely risk for any bank account and debit cardholder. This way, you stay on your toes for a potential breach, enabling you to be more careful with your debit card transactions. Queensborough National Bank and Trust is your trusted partner against the threats of banking fraud. You can rest assured that ​QNB online banking​ is kept safe and secure from different kinds of fraudulent activities online, protecting clients from ever-evolving scams that keep banks and consumers alike on guard for suspicious activities that endanger finances.