Osettl Technologies

1. Osettl Technologies: Transforming Debt Collections with a Smarter, Digitized Approach Debt collection has always been a challenging area for lenders, financial institutions, and businesses of all sizes. Recovery teams often face significant hurdles—ranging from outdated manual processes and compliance risks to inefficient communication with customers and fragmented tracking systems. These challenges not only slow down recovery efforts but also affect the overall competitiveness and profitability of an organization. At Osettl Technologies, we understand these struggles deeply. That is why we have developed a comprehensive debt collection and recovery platform designed to simplify, digitize, and optimize every step of the process. Our mission is clear: to empower Collections and Recovery teams with tools that enhance efficiency, ensure compliance, and deliver faster results—all while providing a seamless experience for both businesses and their customers. Addressing the Challenges of Traditional Collections Traditional debt recovery methods often rely on manual interventions, paper-heavy processes, and disconnected communication systems. These limitations make it difficult for recovery teams to maintain transparency, track delinquencies in real time, or personalize interactions with borrowers. Some common pain points faced by collections and recovery departments include: Manual tracking errors leading to inaccurate reports and missed recovery opportunities. Delayed communication between lenders, agencies, and borrowers. Compliance risks due to fragmented processes and lack of audit-friendly documentation. High operational costs associated with manpower-heavy approaches. Lack of customer-centric strategies, often resulting in dissatisfaction and reputational risks. Osettl’s platform has been carefully built to solve these problems through automation, collaboration, and digital-first solutions. A Comprehensive End-to-End Solution Unlike fragmented tools that only address one aspect of collections, Osettl offers an end-to-end platform covering the entire recovery lifecycle. From the moment an account becomes delinquent to the final resolution, our system streamlines every step. Key features include:

2. 1. Advanced Automation Automation eliminates repetitive manual tasks, enabling teams to focus on strategy rather than execution. With Osettl, routine processes like sending reminders, generating notices, and scheduling follow-ups are fully automated, ensuring no account is overlooked. 2. Real-Time Delinquency Tracking Our platform provides a real-time view of delinquencies across portfolios, helping managers prioritize high-risk accounts. This visibility ensures timely interventions and reduces the chances of accounts slipping further into default. 3. Powerful Collaboration Tools Debt recovery often requires coordination among multiple stakeholders, including lenders, legal teams, and collection agencies. Osettl’s collaboration tools create a single digital space where all parties can work together seamlessly, share updates, and track progress in real time. 4. Personalized Hyper-Care Support Every client is different, which is why we provide hyper-care services—dedicated support tailored to each organization’s needs. Our team ensures smooth onboarding, training, and continuous assistance to maximize platform adoption and outcomes. Empowering Recovery Teams with Control One of the biggest advantages of Osettl’s platform is that it gives collections teams full control over their operations. Instead of relying on external processes or outdated methods, lenders and businesses can now take charge with a system that is transparent, efficient, and customer- friendly. With features like customizable workflows, compliance-ready documentation, and AI-driven insights, recovery teams can operate with confidence and precision. Why Choose Osettl Technologies? There are many solutions in the market, but what sets Osettl apart is our commitment to innovation, efficiency, and client success. Here are a few reasons why businesses trust us: Digitization at scale– We replace manual systems with digital processes that are faster and error-free. Enhanced efficiency– Teams achieve more in less time through automation and streamlined workflows. Customer-centric recovery– Our platform enables respectful, personalized engagement with borrowers.

3. Compliance and transparency– Every action is tracked, ensuring audit-readiness and legal compliance. Future-ready technology– With AI-driven insights and scalable features, Osettl grows alongside your business. Impact on Businesses and Financial Institutions For lenders and financial institutions, debt recovery is not just about reducing losses—it’s about maintaining healthy cash flow, building trust with customers, and staying competitive in the marketplace. By implementing Osettl’s platform, organizations can: Accelerate recovery cycles by reducing delays in tracking and communication. Lower operational costs by automating repetitive tasks. Improve customer satisfaction through transparent and respectful interactions. Strengthen compliance with digital documentation and audit trails. Boost competitiveness by adopting modern, scalable technology. Legodesk + Osettl: A Complete Ecosystem Alongside Osettl, our collaboration with Legodesk adds another layer of strength to our offering. Legodesk specializes in simplifying legal workflows, enabling businesses to seamlessly transition delinquent accounts into legal recovery when required. This integration ensures that collections teams are not just managing delinquency but also equipped to handle pre-legal and legal processes without disruption. With Osettl’s automation and Legodesk’s legal enablement, businesses get a truly holistic collections ecosystem. Looking Ahead: The Future of Debt Collections As industries evolve, debt collections must also keep pace. Customers expect digital-first experiences, regulators demand higher transparency, and businesses cannot afford inefficiencies. At Osettl, we are committed to staying ahead of the curve by continuously innovating and adding new capabilities—be it AI-driven analytics, smarter borrower engagement tools, or predictive recovery models. We believe the future of collections lies in automation, collaboration, and empathy, and our platform is built to deliver exactly that. Conclusion Debt collection does not have to be complicated, slow, or resource-heavy. With Osettl Technologies, lenders, financial institutions, and businesses can digitize, streamline, and optimize their recovery processes like never before. By combining advanced automation, real-

4. time tracking, collaboration tools, and hyper-care support, we give recovery teams the power to take full control of their operations. If your organization is ready to simplify collections, improve recovery rates, and stay competitive, Osettl Technologies is your trusted partner. Together, we can transform the way you approach debt recovery—making it faster, smarter, and more effective.