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Uninsured

Uninsured. H Edu 5100. The quiz. http: www.pbs.org/newshour/health/uninsured. 1. How many Americans were uninsured in 1998?. A. Around 18 million B. Around 25 million C. Around 45 million D. Around 65 million. Private Non Group. Medicaid/Other Public. Uninsured. Employer-Sponsored.

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Uninsured

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  1. Uninsured H Edu 5100

  2. The quiz http:www.pbs.org/newshour/health/uninsured

  3. 1. How many Americans were uninsured in 1998? • A. Around 18 million • B. Around 25 million • C. Around 45 million • D. Around 65 million

  4. Private Non Group Medicaid/Other Public Uninsured Employer-Sponsored Total = 255.1 million

  5. 2. Are Most Uninsured: • A. Full-time employed • B. Part-time employed • C. Unemployed

  6. No workers Part-time workers 1 or more full-time workers

  7. 3. Which age group represents the most uninsured people? • A. Age 18 and under • B. Age 19-24 • C. Age 25-34 • D. Age 35-44 • E. Age 45-54 • F. Age 55-65

  8. Children under 19 Adults 35-64 Adults 19-34

  9. 4. Which race or ethnic group has the highest percentage of uninsured people? • A. White • B. Hispanic • C. Black, non-Hispanic • D. Asian-American • E. Other

  10. Whites Hispanics & Native Americans Asian Americans African Americans

  11. 5. How many children age 18 and under are uninsured? • A. 1 million • B. 4 million • C. 7 million • D. 9 million

  12. 6. How does health insurance influence the care people get?

  13. 7. What is the primary reason people say they don't have health insurance? • A. Don’t know how to get coverage • B. Too expensive • C. Job doesn’t offer benefits • D. Unemployed

  14. 8. What size business is most likely to insure workers? • A. 3-9 workers • B. 10-24 workers • C. 25-49 workers • D. 50-199 workers • E. 200+ workers

  15. The Problem • 42.6 million uninsured • Health premiums continue to rise • Job loss • Inadequate Medicaid

  16. Demographics • Full-time workers • Poor or low income • More minorities • Charts…

  17. Utah’s Uninsured • 292,800 (2005 non-elderly) • 11.6% • Young adults (19–26) = 23.3% • 68.8% of uninsured live at 200% at or below poverty level

  18. Causes and Consequences • Small employers • Premiums • American beliefs • Reduced access • Life style • Anxiety

  19. Financial Consequences • Medical bills • More needs • Debt • Collections • Courts • Bankruptcy • Uninsured are overcharged

  20. Day-to-day Struggles • Cost-benefit analysis • Home remedies • What would you give up?

  21. Expectations and beliefs • Learned hopelessness • Stigma • Contradictions

  22. Children without Insurance • 1/3 • Most breadwinners employed • Medicaid issues • Receive less care

  23. Social Policy • Targeted services • Employer-sponsored insurance • Public programs • Universal Coverage

  24. Non-Economic Issues • Race/Ethnicity • Resources • Other issues

  25. Other Access Issues…

  26. Case Study • You are the governor of a midsize industrial state. You have just studied this material and have decided you want to take on the “health reform/health care access” issue. How would you proceed? How would you staff the effort? Who are the stakeholders? How would you obtain input from stakeholders? How would you limit inappropriate influence by stakeholders? What is the likely nature of the problem in your state? What are the realistic range of solutions/reforms that might be considered? What is the likelihood of meaningful reform?

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