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Uninsured

This quiz explores the pressing issue of uninsured Americans, highlighting statistics and demographics related to health coverage. Discover the number of uninsured individuals in 1998, the age groups most affected, and the predominant ethnicities in the uninsured population. It examines reasons people lack health insurance, such as employment status and costs. Furthermore, the quiz provides insight into the consequences of being uninsured, including financial struggles and access to care, as well as current initiatives like CHIP and Medicaid.

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Uninsured

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  1. Uninsured HAS 4320

  2. The quiz http:www.pbs.org/newshour/health/uninsured

  3. 1. How many Americans were uninsured in 1998? • A. 18 million • B. Around 25 million • C. Around 44 million • D. 53 million

  4. 2. Are Most Uninsured: • A. Full-time employed • B. Part-time employed • C. Unemployed

  5. 3. Which age group represents the most uninsured people? • A. Age 18 and under • B. Age 19-24 • C. Age 25-34 • D. Age 35-44 • E. Age 45-54 • F. Age 55-65

  6. 4. Which race or ethnic group has the highest percentage of uninsured people? • A. White • B. Hispanic • C. Black, non-Hispanic • D. Asian-American • E. Other

  7. 5. How many children age 18 and under are uninsured? • A. 1 million • B. 3.6 million • C. 8 million • D. 12 million

  8. 6. How does health insurance influence the care people get?

  9. 7. What is the primary reason people say they don't people have health insurance? • A. Don’t know how to get coverage • B. Too expensive • C. Job doesn’t offer benefits • D. Unemployed

  10. The Problem • 42.6 million uninsured • Health premiums continue to rise • Job loss • Inadequate Medicaid

  11. Demographics • Full-time workers • Poor or low income • More minorities • Charts…

  12. Utah’s Uninsured • 270,000 (non-elderly) • 14.4%

  13. Causes and Consequences • Small employers • Premiums • American beliefs • Reduced access • Life style • Anxiety

  14. Financial Consequences • Medical bills • More needs • Debt • Collections • Courts • Bankruptcy • Uninsured are overcharged

  15. Day-to-day Struggles • Cost-benefit analysis • Home remedies • What would you give up?

  16. Expectations and beliefs • Learned hopelessness • Stigma • Contradictions

  17. Children without Insurance • 1/3 • Most breadwinners employed • Medicaid issues • Receive less care

  18. Social Policy • Targeted services • Employer-sponsored insurance • Public programs • Universal Coverage

  19. National Health Insurance • Production efficiency • Consumption efficiency • Equity

  20. Proposals • Single-payor • Employer-mandated • Refundable tax credits • Medical savings accounts (MSA) • Healthcare Act of 2003 • The Health Coverage, Affordability, Responsibility and Equity Act of 2003

  21. CHIP (Utah) • Children’s Health Insurance Program • Who is eligible • 2003 Income guidelines • When/How do I apply? • How is CHIP paid for? • What services?

  22. Medicaid • Introduction • Who is covered? • Children • Adults • Elderly • Disabled

  23. What services are covered? • Inpatient and outpatient hospital • Physician, midwife, certified NP • Lab and X-ray • Nursing home and home health • Screening, diagnosis and treatment for children • Family planning • Rural health clinics

  24. How is it spent • 50% + on acute care services • 35% on long-term care

  25. How is it delivered? • Managed care…

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