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Automotive Insurance

Automotive Insurance. Rachel Jensen Debbie Wilson Ashley Etter. Video. Allstate Deer Commercial. http :// www.youtube.com/watch?v=5OH_gUt4Oww. Definition. Copay. Insurance policy where you as a customer must pay a certain amount of the bill and the insurer pays the rest. Premium.

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Automotive Insurance

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  1. AutomotiveInsurance Rachel Jensen Debbie Wilson Ashley Etter

  2. Video Allstate Deer Commercial http://www.youtube.com/watch?v=5OH_gUt4Oww

  3. Definition

  4. Copay • Insurance policy where you as a customer must pay a certain amount of the bill and the insurer pays the rest.

  5. Premium • The fee a policyholder agrees to pay to an insurance company periodically for an insurance policy • Monthly, quarterly, annually, or semiannually

  6. Deductible • The amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

  7. Who Needs It? Everyone that drives Branch depends on personal need Required Not given by employer

  8. Why • Accident • Weather • Animals • Injury • Financial relief

  9. Average Cost • National Average • $1,451 year • 120.92 monthly Percentages • 98% of the US has Auto insurance

  10. LiabilityInsurance

  11. Collision Insurance

  12. Comprehensive Insurance

  13. Uninsured Motorist Protection

  14. Medical/ Personal-Injury Protection

  15. No-Fault Insurance

  16. Gap Insurance

  17. Companies • GEICO • Allstate • State Farm • American Family • Progressive • 21st Century • Esurance

  18. GEICO • Male 25 = $22.82 monthly Type Limits Premium

  19. GEICO • Male 45 = $37.15/month Type Limits Premium

  20. GEICO • Male 65= $39.94/month Type Limits Premium

  21. Story #1 • Someone’s truck was stolen. • Insurance pay the person, they also said they got the person’s truck back. • Went allover the place and did a lot of paper work to get their truck back. • In the end the person went to get the truck, but the insurance took it instead.

  22. Story #2 • Someone got in a hit-and-run fender bender • Report could not be filed • Went all over to do paper work to fix car • Insurance no longer covered

  23. Sources • http://moneyning.com/budgeting/7-types-of-car-insurance-which-ones-do-you-really-need/ • http://newsimg.bbc.co.uk/media/images/47563000/jpg/_47563546_tree_on_car.jpg • http://www.vinnumbersearch.net/images/flood-damaged-car.jpg • http://bloximages.chicago2.vip.townnews.com/wiscnews.com/content/tncms/assets/v3/editorial/3/6a/36ab7a00-61cd-11e1-b8d7-001871e3ce6c/4f4c666ddfc68.image.jpg • http://markandrewholmes.com/bambi-2.jpg • http://1.bp.blogspot.com/_khxwvnm2EKk/TSCuHAx-xyI/AAAAAAAAKas/6FejRpVUWgU/s400/car_in_tree.jpg • http://www.beloblog.com/ProJo_Blogs/newsblog/carcrash.jpg • http://www.manpowerhealth.com/wp-content/uploads/2011/04/wpid-1303350782_personal-injury-claims-ri.jpg • http://www.beyond.ca/i/insurance-car-accident.jpg • http://cdn.crooksandliars.com/files/uploads/2009/07/money-exchanging-hands-thumb_084b1.jpg • http://blogs-images.forbes.com/benkerschberg/files/2011/04/contract.jpeg • http://images.thecarconnection.com/med/thief-stealing-a-car_100334366_m.jpg • http://www.maconpersonalinjurylawyer.co/library/images/stock-images/accidents/two-cars-in-accident-1.jpg • http://plus.maths.org/issue46/outerspace/corrupt.jpg • http://1.bp.blogspot.com/_WAi2txkagVM/Swg_yrmMfqI/AAAAAAAAHec/iZnzcGM4Jr4/s1600/ford_explorer_crashed.gif • http://www.oldtownautobody.com/oldeTowneAutoBody/Pic00003.jpg • http://paulboylan.files.wordpress.com/2011/02/relieved_man_yx5f.jpg?w=450 • http://www.carinsurance.com/Average-Premiums.aspx • http://stores.footsolutions.com/graphics/reduce_recovery_time.jpg • http://www.stickerart.com.au/images/products/0601-0222.gif • http://www.debthelperusa.com/wp-content/uploads/2011/03/medical-bill-300x268.jpg • http://4.bp.blogspot.com/_7kbJythr9sc/SfyxcnnXGQI/AAAAAAAABmg/P7cH0vf1wuI/s400/shrugging.gif • http://www.visualphotos.com/photo/2x4756202/African_American_male_police_officer_shrugging_BLD046126.jpg • http://www.studentloaninfo.org/blog/wp-content/themes/SLB_new/images/auto-loans-students.jpg • http://www.allfordmustangs.com/forums/attachments/mustang-gt500/22241d1167321321-totalled-mustang-shelby-gt-500-shelby1.jpg • http://www.newsucanuse.org/wp-content/uploads/2011/12/impatient-businessman-150x150.jpg • http://www.motorwayamerica.com/editorial/shock-poll-%E2%80%94-16-percent-drivers-say-they-had-one-point-no-insurance • http://kclau.com/insurance/car-insurance-claim/ • http://www.expatforum.com/expats/mexico-expats-living-mexico/91218-auto-insurance-experience.html

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