Unit 4

1. Unit 4 E-Payment in E-Commerce

2. Learning Targets Upon finishing learning this unit, you are expected to: Understand the types of e-payments in e-commerce and identify them in English; Understand different e-payment methods and explain their functions in English; Write a business greeting cardin English ; Learn some useful words and expressions in talking about e-payments of e-commerce; Improve your language skills (listening, speaking, reading, writing and translating). E-Commerce English

3. Unit Contents E-Commerce English

4. Lead-in Activities Discuss the following with your partner: Can you name some e-commerce payment methods? How do they work? What do the terms mean? virtual credit card debit card money order personal check cashier’s check wire transfer e-check C.O.D. E-Commerce English

5. News Listening Task 2: • driver’s • passport • birth • number • steal • issued • dog • fraud • apologize • cancelled Keys: Task 1: • Bank of Queensland. • A credit card. • It is a cat called Messaih. E-Commerce English

6. Text Which E-Commerce Payment Method? E-Commerce English

7. Vocabulary 1 E-Commerce English

8. Vocabulary 2 E-Commerce English

9. Text - Language Points virtual adj.1 [before noun] almost a particular thing or quality:Ten years of incompetent government had brought about the virtual collapse of the country's economy.War in the region now looks like a virtual certainty.2 describes something that can be done or seen using a computer and therefore without going anywhere or talking to anyone:virtual shopping/banking E-Commerce English

10. Text - Language Points dominant adj.more important, strong or noticeable than anything else of the same type:a dominant military powerUnemployment will be a dominant issue at the next election. fraud n.the crime of obtaining money by deceiving people:credit card fraudHe is fighting extradition to Hong Kong to face trial on fraud charges. fraudster n.someone who obtains money by deceiving people:New measures are needed to prevent fraudsters opening bank accounts with stolen cheques. E-Commerce English

11. Text - Language Points authorize v.to give official permission for something to happen, or to give someone official permission to do something:Who authorized this expenditure?[+ to infinitive] I authorized my bank to pay her £3000. authorized adj.This is a restricted area, open to authorized (= permitted) personnel only. authorization n.This information cannot be disclosed without authorization from a minister.[+ to infinitive] The authorization to sell the shares arrived too late. E-Commerce English

12. Text - Language Points input n.something such as energy, money or information that is put into a system, organization or machine so that it can operate:I didn't have much input into the project (= The help I gave or work I did on it was small).The power input will come largely from hydroelectricity. E-Commerce English

13. Tasks on the Text Task2: a a c c c Task3: • evaluate • input • fraud. • intermediary • dominant • virtual • refund. • authorized. • credit • alternative. E-Commerce English

14. Tasks on the Text Task4: Translate the followings into English: E-Commerce English

15. Tasks on the Text Translate the followings into Chinese: Brick-and-mortar is a traditional "street-side" business that deals with its customers face to face in an office or store that the business owns or rents. Web-based businesses usually have lower costs and greater flexibility than brick-and-mortar operations. 砖头和水泥式是一种传统的街边商店，能够在所拥有或者租用的办公室或者商店里面对面地面对顾客。网络商店比砖头和水泥式的商店的成本更低头，灵活性更大。 Credit card is a plastic card having a magnetic strip, issued by a bank or business authorizing the holder to buy goods or services on credit. It allows consumers to purchase products or services without cash and to pay for them at a later date. 信用卡是一种有磁性芯片的塑料卡，它由银行或者商业机构授权持卡人使用信用来购买产品和服务。它允许顾客不用现金去购买产品或服务并日后再付款。 E-Commerce English

16. Tasks on the Text Cashier’s check is a check drawn by a bank on its own funds and signed by the bank's cashier. A customer who purchases a cashier's check pays for the full face value of the check and usually also pays a small premium for the service. 银行本票是一种由一家银行根据自己的资金开出，并由银行出纳签名。使用银行本票消费的顾客支付支票的全部面额并且通常要支付小额的服务费。 A personal check is different from a cashier’s check. A personal check is just one written by an individual with no guarantee that there will be funds in the account when it is finally presented to the bank. So, a personal check is a risk, a cashier's check is good as gold. 个人支票和银行本票不同。个人支票只是由个人填写而不保证当它最终呈给银行时帐户上有资金。所以，个人支票是由风险的，银行本票有保证。 An e-Check is an electronic transfer of funds in which the money is taken from a bank account, typically a checking account. 电子支票式一种资金的电子传输，在这个过程中资金从银行帐户中，通常是活期存款户头中，提取出来。 E-Commerce English