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“There is no education like adversity.”

Syracuse University undergraduates in Syracuse, NY are facing excessive debt upon graduation. This workshop provides valuable information on managing student loans and offers one-on-one resume reviews for students seeking financial stability.

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“There is no education like adversity.”

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  1. “There is no education like adversity.” ~Benjamin Disraeli

  2. Class Agenda • Announcements • Competition Debriefing

  3. One-on-One Resume Reviews • Friday, October 18th from 10:00 AM- 4:00 PM • Located in Strasser Commons, Eggers Hall • Bring a copy of your resume for review with Maxwell Staff • Questions? Contact Amy Kennedy at amkenned@syr.edu or 315-443-2306

  4. REMINDER • EVERY TIME you list the name of a city OR county, the state MUST be included. • You will lose points from now on

  5. Competition Winners • Group 8 is the winner for the Module 3 competition and received 5 points • All other groups received 3 points

  6. Module 3 Debriefing Topic: Syracuse University undergraduates have too much debt when they graduate.

  7. Exercise 5.1 A • Briefly state your societal problem and the local area of the country it applies to (i.e. town, city, county, school district). • State your societal problem with the specific geographic area you will be studying here: Debt in Syracuse

  8. Exercise 5.1 A • Briefly state your societal problem and the local area of the country it applies to (i.e. town, city, county, school district). • State your societal problem with the specific geographic area you will be studying here: Debt in Syracuse Mistake 1: Doesn’t say “too much,” “too little,” or something similar Mistake 2: Doesn’t give a specific geographic area. Correct: Syracuse University undergraduates in Syracuse, NY have too much debt when they graduate.

  9. Exercise 5.1 B • Clearly describe the two most important negative effects of the societal problem in no more than two sentences for each effect. • Describe the first negative effect here: Students are graduating with too much debt. • Describe the second negative effect here: Tuition costs are getting higher.

  10. Exercise 5.1 B • Clearly describe the two most important negative effects of the societal problem in no more than two sentences for each effect. • Describe the first negative effect here: Students are graduating with too much debt. • Describe the second negative effect here: Tuition costs are getting higher. Mistake 1: This is not an effect. This is just restating the problem with less description. Correct: Graduates are unable to buy a home upon graduation. Mistake 2: This is the CAUSE of the problem, not the EFFECT. Correct: Graduates may be forced to take a lower paying job.

  11. Exercise 5.3 A (Graph) Place your trend line graph based on the information given here: *numbers are inaccurate, and for the sole purpose of this competition workshop

  12. Exercise 5.3 A (Graph) Problems: No chart title (Don’t forget to include year in title) No axis titles No source provided No data labels Gridlines should not be included Font should be in black Times New Roman 12pt Y-axis should start at 0 Need tick marks on axes *Your graph should not be in red Source: Syracuse University Bursar Office

  13. Exercise 5.3 A (Evidence) • Write up to four sentences interpreting the graph as evidence of your societal problem. In at least one of your sentences, compare your trend line for the local area to a state or the national level: The average amount of student debt has more than doubled from 2017 to 2020 at Syracuse University in Syracuse, New York.

  14. Exercise 5.3 A (Evidence) • Write up to four sentences interpreting the graph as evidence of your societal problem. In at least one of your sentences, compare your trend line for the local area to a state or the national level: The average amount of student debt has more than doubled from 2017 to 2020 at Syracuse University in Syracuse, New York. Disclaimer: Numbers used are not accurate. DO NOT USE IN YOUR MODULE Mistake 1: No specific data point discussed. Mistake 2: The amount of debt didn’t double. It increased by 10 percentage points. Mistake 3: No comparison to a national or state level Correct: The percentage of Syracuse University graduates in debt increased by 4 percentage points between the 2017-2018 and 2018-2019 academic years. Nationally, in 2017, 65% of graduating students had student loan debt, which is higher than SU’s percentage of 60% in 2017.

  15. Exercise 5.3 B (Quote) • Write up to four sentences providing evidence based on a full or partial quote from a player (or staff of a player) or expert you interviewed here (include the direct quote that supports the evidence): “Students use their credit card a lot at school.” (personal communication, 2019) Lots of students do not have a job to pay their credit cards, and then their debt gets too high.

  16. Exercise 5.3 B (Quote) • Write up to four sentences providing evidence based on a full or partial quote from a player (or staff of a player) or expert you interviewed here (include the direct quote that supports the evidence): “Students use their credit card a lot at school.” (personal communication, 2019)Lots of students do not have a job to pay their credit cards, and then their debt gets too high. • Mistake 1: • Incorrect internal citation. Missing player’s name. • Correct: • “A large number of SU students have high loan payments for their first five years out of college” (J. Smith, personal communication, October 7, 2019). Lots of students do not have a job to pay their credit cards, and then their debt gets too high. • Mistake 2: • Period should be after internal citation • Mistake 3: • Quote is a CAUSE not EVIDENCE

  17. Exercise 5.4 • Describe the two most significant factors that contribute to the existence of the societal problem identified in Exercise 5.1. The factors should not overlap or be redundant. One factor must be based on a quote from your expert (your TA). • Write and briefly describe the first factor here: Students have to live in their parents’ basements after graduation. • Write and briefly describe the second factor here: “SU students are spending their money at the new Chick-fil-a” (A. Dabbundo, March 8, 2017).

  18. Exercise 5.4 • Describe the two most significant factors that contribute to the existence of the societal problem identified in Exercise 5.1. The factors should not overlap or be redundant. One factor must be based on a quote from your expert (your TA). • Write and briefly describe the first factor here: Students have to live in their parents’ basements after graduation. • Write and briefly describe the second factor here: “SU students are spending their money at the new Chic-fil-a” (A. Dabbundo, March 8, 2017). Mistake 1: This is an effect, not a factor. Correct: Students cannot afford to buy a house or rent an apartment, so they have to take out a loan, forcing them into debt. • Correct: • “Syracuse University’s tuition is too high” (A. Dabbundo, personal communication, October 7, 2019). Mistake 2: This is not a significant factor of the problem. Mistake 3: Incorrect internal citation. Missing “personal communication”

  19. Exercise 6.3A • Clearly state your proposed policy to reduce the problem you identified in Exercise 5.1. This policy must be for SU. Use the guidelines provided on pages 79-80 of the textbook. Include the specific policy tool you will use, selecting one of the options provided on the last page. • Briefly state your proposed policy here and the policy tool used here: Syracuse University should give students more scholarships. • State whether the policy originates at the federal, state (which state) or local level (specify geographical location) here: It originates at the local level at Syracuse University in Syracuse, NY.

  20. Exercise 6.3A • Clearly state your proposed policy to reduce the problem you identified in Exercise 5.1. This policy must be for SU. Use the guidelines provided on pages 79-80 of the textbook. Include the specific policy tool you will use, selecting one of the options provided on the last page. • Briefly state your proposed policy here and the policy tool used here: Syracuse University should give students more scholarships. • State whether the policy originates at the federal, state (which state) or local level (specify geographical location) here: It originates at the local level at Syracuse University in Syracuse, NY. Mistake 1: Unclear and unspecific description. Mistake 2: Missing policy tool. Correct: Syracuse University will use grants to give entering students with a family income of under $100,000 a full tuition scholarship. Bullet 2: Correct

  21. Exercise 6.3A (Cont.) • Clearly state your proposed policy to reduce the problem you identified in Exercise 5.1. This policy must be for SU. Use the guidelines provided on pages 79-80 of the textbook. Include the specific policy tool you will use, selecting one of the options provided on the last page. • Quote one of the five suggestions you found most useful from pages 78-80 in the textbook here, and explain how this quote relates to your alternative policy:Old policy

  22. Exercise 6.3A (Cont.) • Clearly state your proposed policy to reduce the problem you identified in Exercise 5.1. This policy must be for SU. Use the guidelines provided on pages 79-80 of the textbook. Include the specific policy tool you will use, selecting one of the options provided on the last page. • Quote one of the five suggestions you found most useful from pages 78-80 in the textbook here, and explain how this quote relates to your alternative policy:Old policy Mistake 1: No quote from the textbook. Mistake 2: No explanation on why the suggestion was useful. Correct: The most useful suggestion said to “review existing public policies,” (Coplin, 2017, p. 78) and improve an existing public policy. This gave me the idea to research successful policies in other states.

  23. Exercise 6.3B • Discuss one alternative to the policy you proposed under Part A: • Briefly state your alternative policy and identify the policy tool here: No Interest Loans • State whether the policy tool originates at the federal, state (which state) or local level (specify geographical location) here: It originates at the local level. • Quote one of the five suggestions you found most useful from pages 78-80 in the textbook here, and explain how this quote relates to your alternative policy: “Ask players and experts what they think would be effective policies” (Coplin, 2017, p. 79). This helped me reject the loan because my experts said loans would raise the debt of students anyway. Even though loans are low interest, they still create debt.

  24. Exercise 6.3B • Discuss one alternative to the policy you proposed under Part A: • Briefly state your alternative policy and identify the policy tool here: No Interest Loans • State whether the policy tool originates at the federal, state (which state) or local level (specify geographical location) here: It originates at the local level. • Quote one of the five suggestions you found most useful from pages 78-80 in the textbook here, and explain how this quote relates to your alternative policy: “Ask players and experts what they think would be effective policies” (Coplin, 2017, p. 79). This helped me reject the loan because my experts said loans would raise the debt of students anyway. Even though loans are low interest, they still create debt. Mistake 1: Missing description of alternative policy • Correct: The policy of Syracuse University is to provide no interest loans to all students. Mistake 2: Missing specific geographic location. Correct: It originates at the local level at Syracuse University in Syracuse, NY. Bullet 3: Correct

  25. Exercise 6.3 C Write a brief paragraph defending why you chose your policy over the alternative. • Indicate why you rejected the alternative policy tool by discussing the relative effectiveness and feasibility of the policy you chose and the alternative policy tool you rejected here: The policy we chose would be more effective than the alternative because it is an extension of SU’s scholarship policy which awards students scholarship money during their first year based on their need. This policy is completely feasible, and no one in the university will object to it.

  26. Exercise 6.3 C Write a brief paragraph defending why you chose your policy over the alternative. • Indicate why you rejected the alternative policy tool by discussing the relative effectiveness and feasibility of the policy you chose and the alternative policy tool you rejected here: The policy we chose would be more effective than the alternative because it is an extension of SU’s scholarship policy which awards students scholarship money during their first year based on their need. This policy is completely feasible, and no one in the university will object to it. Mistake 1: Explanation for feasibility is hopelessly naive– for every proposed policy, there will be players who object. Mistake 2: Only gives justification for proposed policy, but does not say why the alternative policy would be rejected. Mistake 3: No mention of the policy tool(s)

  27. Exercise 6.3 C Write a brief paragraph defending why you chose your policy over the alternative. • Indicate why you rejected the alternative policy tool by discussing the relative effectiveness and feasibility of the policy you chose and the alternative policy tool you rejected here: Correct: The proposed policy of using grants is more feasible than the alternative of no interest loans because it is an extension of SU’s scholarship policy, which awards students money based on need. Some players will oppose, but there is enough support that it is more feasible than the alternative. The alternative is less feasible because it will require making Financial Aid’s job more difficult. No interest loans would less effective than grants for students who would not want to do the paperwork and accept more debt.  Therefore, the proposed is preferred because it is slightly more feasible and more effective than the no interest loans.

  28. Helpful hints! • Quotes from players/experts/stakeholders require internal personal communication citations, but not a reference on the reference page. • Label your graph, specify when data points are real or estimated. (Ex. 2008e) • Don’t confuse evidence, cause, and effect! • In 6.3, remember to includepolicytools.

  29. For Next Class • Module 3 is due 10/21 (Monday!) • Print out and bring Module 4 if you’re a winner • Don’t email your TA after 12:45 PM on Sunday

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