GBA International Student Orientation 2010

1. GBA International Student Orientation 2010 Fordham University Office for International Services

2. Orientation Packets • What OIS Can Do For You! • U.S Classroom Culture • Campus Map • Fordham Health Insurance Plan • Managing Your Money • Health and Wellness • Medical Insurance

3. Who are we? • Your most reliable source for “international” information as long as you are a retaining Fordham’s F-1 status or being a non-immigrant student at Fordham Open 10 am – 4 pm Please check website for advising hours • (And Rose Hill, Building 540, East 191st St., Closed on Thursdays)

4. OIS • What do we do? Special office offering special services for special population • Immigration regulations compliance for our institution and clients • Adjustment to new academic, social and cultural environment • Advocacy for international education and our international community

5. Covered Topics • Immigration Regulations • Social Security Cards • Cell Phones & Credit Cards • Driver’s Licenses & DMV • Banking • Travel • Health Insurance • Employment

6. Immigration Regulations • Who is non-immigrant? • B • F • J • H OVER 40 CATEGORIES FOR MORE INFO... Read the sections on our website….

7. Immigration Regulations • VISA vs. STATUS? Admitted to school Financial Documentation I-20 or DS-2019 Received F-1 VISA (STICKER) at Embassy Started F-1 STATUS in the US Entered US FOR MORE INFO... Read the sections on the website….

8. Immigration Regulations • What should I do to Maintain my “Legal Status”? • Unexpired I-20 & DS-2019 • Properly endorsed for traveling • Unexpired Passport • Valid I-94 • Notify changes on your “completion date”, “education program and level info”

9. MAKE SURE ALL YOUR GOVERNMENT DOCUMENTS HAVE YOUR NAME WRITTEN AS YOUR PASSPORT PASSPORT Surname = Family Name = Last Name Given Name = First Name Valid Until Date

10. VISA Expiration Date Must be Valid for ENTRY to the U.S. Can be expired WHILE in the U.S. F1 Visa Type Expiration Date

11. I-20 Completion Date Must always be in the future

12. PAGE 3 Travel Signature Endorsement must be less than 6 months old when you travel Travel Signature

13. I-94 CARD Duration of Status Must say F-1 and D/S • Print your name as it is written on your Form I-20 • If only one name, print in Family name block, & enter FNU in First Name field • Spacing is important! • No Hyphens (-) permitted! Back side- should have your SEVIS number written

14. Immigration Regulations • What should I do to Maintain my “Legal Status”? • File Required IRS forms, even if you did not make any income • Report address changes (in 10 days) • Do not work illegally! • ENROLL FULL-TIME!!! Do not drop below a full-course load before letting us know first.

15. Immigration Regulations • What is full-time according to immigration regulations? • Minimum 9 credits every semester • If enrolled for two consecutive semesters, you can take the third semester off while maintaining matriculation • When transferring to another school consult with us. • Get a new I-20 or DS-2019 if you change your degree program or education level (example Bus. Adm. Taxation; from MBA to MS or Certificate.

16. Immigration Regulations • Words of Wisdom Regarding Immigration issues: • Never go to or call IRS, USCIS (Immigration) or any Federal Office without consulting us first! • Include Bank, SSA and DMV above • Consult with us first regarding immigration issues and then listen to friends, family etc. Immigration is a complex thing. Not two individuals will have the same cases.

17. Health Insurance • Federal & Fordham Requirement is to have health insurance • You are automatically billed for FORDHAM INTERNATIONAL HEALTH INSURANCE • Annual Cost: $1134 • $378 ea. Trimester • Fall (August 23, 2010 to January 3, 2011) • Spring (January 3, 2011 to April 24, 2011) • Summer (April 25, 2011 to August 23, 2011)

18. Health Insurance • Waiving Fordham Health Insurance online is possible and must complete 2 step process: (1) online (2) in-person • Deadline to waive online: Sept 15, 2010 • Fordham Insurance ID Cards mailed, brochures available to print after online registration • Federal & Fordham Requirement to have insurance

19. Fordham International Online Process for Student Health Insurance

20. Go To URL: www.Fordham.edu/OIS Connect To On-Line Insurance Registration From Your Web Browser… • Click on “Current Students” on left side. Then click on “Health and Safety”. Then click on “Health Insurance Info”. • Click on the “SECURE Insurance registration process” and follow instructions. • Direct link is: https://secure.visitaci.com/insurance/Fordham/

21. Registration Page • Select the International Student option

22. Choose if you must enroll in the school insurance plan or if you are eligible to request waiver Access the plan documents Selection Page Let’s Explore The Enrollment Option First Access 2010-11 Policy Information

23. Enter your Student ID Number & Date of Birth You must review and Agree to Terms & Conditions to continue Begin Insurance Enrollment Process

24. Student Information Page • Enter your personal information • Respond to the 4 questions under Miscellaneous Information

25. Other Insurance Information • Enter your ‘other’ insurance information, • If you have no other insurance, click on next page

26. Dependent Coverage Option • If you wish to purchase coverage for a dependent, select the Add Dependent button and enter the information for your dependent • If you have no dependents to add, click Next Page

27. Coverage Option Page • Select the Plan Option • View the Brochure

28. Confirm Enrollment Page • The premium charge confirms the amount already billed on your Student Account • Confirm your Enrollment into the Student Insurance Plan

29. Enrollment Confirmation Page • You will receive an e-mail confirming your enrollment • Print your ID Card from the selection provided

30. If you are eligible to waive, select Waive Student Insurance Plan Selection Page Now Let’s Explore The Waiver Option

31. Read and Follow the Waiver Process Instructions Enter your Student ID Number and Date of Birth Check-off “I have read & agree the Terms & Conditions) Begin Insurance Waiver Process

32. Student Information Page • Enter your personal information • Respond to the 4 questions under Miscellaneous Information

33. Insurance Details Other Insurance Information • Enter your current insurance information • Provide Information on the type of coverage your plan provides

34. Confirm Online Waiver Application • Select the Confirm Waiver Request

35. Confirm Online Waiver Application • Print page for your records, then click on logout button • This will complete the online waiver process, however...

36. Your waiver application is not complete until your policy has been reviewed by the International Office at Fordham.

37. Waiver Process Instructions: • Complete the on-line insurance waiver request • Print out a copy of your completed waiver request (Print the final page of this process) • Obtain an English copy of your insurance policy • Highlight the Policy Maximum, the Deductible amount, and the Medical Evacuation and Repatriation benefit amounts. • Take the English copy of your insurance policy to the Office of International Services (OIS) along with your printed copy of your completed waiver request for their review within 5 days of completing this process (entire process must be completed before September 15, 2010). • Failure to completely follow these instructions will result in the Student Insurance charge remaining on your Student Account.

38. Fordham International Online Process for Student Health Insurance Completed

39. How to Complete a CLAIM form • Save ALL Receipts • Complete the Claim form and mail in within 30 days • Claim form can be found on the OIS website, or from the OIS office

40. Page 2

41. TRAVEL • ENDORSED I-20/DS-2019 • VALID VISA • VALID PASSPORT THINGS TO KNOW • CONTIGUOUS TERRITORY & ADJACENT ISLANDS • AUTOMATIC REVALIDATION • I-515 • OPT • ENTERING WITH THE WRONG VISA

42. Banking • Open a checking account • We will give you a letter if desired • You can open one without a SS#, but some banks (Chase for instance) charge extra to do a background check without SS#. The ones that do not have such a policy as far as we know: • Citibank • Bank of New York • Wachovia

43. Cell Phones and Credit Cards • What to do? • Fordham Ram Cell • Prepaid cards • How to build a credit history? • Open Checking account • Secure credit card • Be selective, be aware of interest rates & fees • Social Security number and cell phone company • Establish good credit habits as soon as possible

44. Driver’s Licenses and ID Cards Apply for license at NY Dept of Motor Vehicles (DMV) : • Social Security card (2 points). If not eligible get letter from SS Office that states ineligible for Social #. Letter shouldn’t be more than 30 days old. • Proof of Identification = 6 points Total including Proof of Date of Birth How to get 6 points if no Social Security Number: • Passport, Visa, I-94, I-20 = 3 points (Proof of Date of Birth) • Health Insurance card, Utility bill = 1 point EACH • ONE of the following items: Bank statement, Cancelled check, US credit card = 1 point TOTAL After one semester: US College ID & Official Transcript = 2 points NY ID Cards (not for driving): Same as above (4 pts + SS# or SS denial letter + 6 pts)

45. Social Security Cards • As of October 2004, F-1 students could not receive SS# unless they have employment authorization and/or job offer. • OIS will help you obtaining services which “demand presenting a SS#” • SS# >>>>> U.S. Credit History

46. Employment Authorization WORK ON-CAMPUS OFF-CAMPUS PRACTICAL TRAINING ECONOMIC NEED CPT OPT BEFORE COMPLETION OF STUDY AFTER COMPLETION OF STUDY

47. CPT • Must be a requirement for degree (see School Catalog) Or Receiving academic credit for the employment Request info. on Tutorials from the office of Dean Lipper • Do not begin work until CPT is approved

48. OPT • Must be a related to your field of study. • 12 month period after completion of your study • Before and or After Completion of studies • You must apply between 90 days before your graduation (completion) date and up until 60 days following your completion date. • Takes about 2 to 3 months to receive authorization, so apply early.

49. Immigration after graduation • We can help you find immigration lawyers that have dealt with Fordham students. • Every April, an immigration lawyer is invited to present on our campus to answer your questions.

50. Business School Student’s Timeline March/ April/ May January/ February September October November December Summer • Important Newsletter • IRS and TAX • CPT • Travel • Insurance • Home/vacation • Employment • Travel • Check in • Bank Acct • OPT • Immigration lawyer on campus