Provider Freedom

1. Provider Freedom True Freedom of Choice No Networks – No Penalties

2. Who is Allied*Home Office - Overland Park, Ks.* 2nd generation business* Founded 1970* Proprietary systems* Company cultureInnovation Stability Service 2

3. Overview • Problems with PPOs • Provider Freedom is the solution • How Provider Freedom benefits you • How Provider Freedom works 3

4. What is a PPO Plan? 4

5. Problems With PPO Plans 5

6. Provider Freedom is the Solution! 6

7. A Proven Model 7

8. How Provider Freedom Benefits You 8

9. How Does Provider Freedom Work? 9

10. Learning to use Provider Freedom 10

11. No Balance Bill Guaranty “…covered person not responsible for any attempt by the medical provider to collect unpaid medical charges…” Excludes Deductibles, copays, coinsurance Medical care not covered by plan Improperly filed claim Late claim filing Call Allied National Customer Service for balance bill issues: 800-825-7531

12. Provider Freedom Provider Claim Payment Acceptance 92.0% - Accepted as paid 4.0% - Call and accept 3.5% - Adjust and accept 0.4% - Adjust to retail 0.1% - Balance bill

13. Provider Freedom Your initial provider appointment using Provider Freedom: Present your ID card Majority of providers currently accept the card Allied pays claims to over 250,000 providers If your provider is uncertain about the Provider Freedom plan, call Allied Customer Service: 800-825-7531

14. Provider Freedom Available with Funding Advantage in these states: California, Georgia, Iowa, Illinois, Indiana, Kansas, Missouri, Nebraska, Nevada, Ohio, Oklahoma, South Carolina, Tennessee, Texas

15. Allied™ Provider Freedom How Provider Freedom benefits you Lower premium and out-of-pocket costs Eliminates out-of-network penalties Choose any provider Easy to change providers

16. Allied Nationalwww.alliednational.com 4551 W. 107th St., Suite 100 Overland Park, KS  66207-4037 Questions? Need More Information?Allied Customer Service: 800-825-7531 We’ll be happy to answer your questions now. 11221s1213