1. ACSI Workers’ Compensation Group Safety Meeting 2005-06 Five Undeniable Truths About Workers’ Compensation & Safety At Your Job In Ministry Presented by: Michael Der Manouel, Jr., President, Premier Church & School Insurance Services, Fresno, CA

2. Undeniable Truth #1: Safety Is Stewardship – Thus Favored By God • Many Employees Don’t Understand ____________ of Injuries • Excessive Injuries _____ Up Costs – For _____ • Injuries Create __________ • Most Injuries Are ___________ • When _____ _________ Are Spent on Higher Insurance Premiums, It’s Almost Always Poor ___________! • Most Of All, We Maintain A ____ Workplace To _______ ___ Premier Church & School Insurance Services 2005

3. Undeniable Truth #2: The The Reforms Are Working • SB 899 Made ________ and ________ Change To the System in 2004! • The Creation of ____ • Reduces ____________ In Settling Cases • ___________ of ACOEM Standards to Claims • Changing The ____ Of Doctors & Chiropractors • Limits Temporary __________ • Rates Are _______ ____ For Good Employers (25-35%) • Interest Groups Are ________ The Reforms In Court – and _______ Premier Church & School Insurance Services 2005

4. Undeniable Truth #3: 12 Activities You Should Never Be Involved In On the Job • ____________ • ______ • ___________________ • ________________ • ______________ • ____________ • _________ • ______ / ________ • _________ • _________ • ______ _______ Premier Church & School Insurance Services 2005

5. Undeniable Truth #4:Age Matters • Most Vulnerable Age Group is ________, Over ___ • Young _____, Old _____ • Most Common Injury – ______ • Most Common Activity – Running or _______ • Most Common Body Part – ____, Then _____ • Know ______ Limitations, No Matter How ____ You Are! • _______ Before You ____ • ____ Help & _____ Together • Employers – Think Before You ______ Premier Church & School Insurance Services 2005

6. Undeniable Truth #5:Strategies That Will Work For Your Ministry • Update & Use Your ______ Program • Keep Quarterly ______ _______ – Education Constantly About __________ • _______ The Issue to Regular ______ At Devotion Time (I Thess 5:17) • Keep Your ____ & ____ Open For _______ • Set Goals For ______ This Year! • Create __________ For Success • Hire The Right People – __________, ___________, Emotionally Premier Church & School Insurance Services 2005

7. What To Do If You Are Injured At Work • Report Your Injury ____________ • If _________, Seek Immediate Medical Care • If Non Emergency, Use the ___ Facility • Only Seek the ____ You Need • Use The _____ ___ Rules To Your ___________ • Keep All ____________ • Do Not ________ (I Corinthians, Chapter 6) • ______ ___ ____ As Soon As You Can (Modified Duty) Premier Church & School Insurance Services 2005

8. Safety Training Topics & Websites of Interest, Staff Contacts • Preventing Back Injuries • Preventing Slips Trips & Falls • Blood borne Pathogens • Ladder Safety • Ergonomics – Workstations • www.workcomplaw.com • www.oshafastfix.com • www.fixworkerscompnow.org • www.guideonecenter.com • Loss Control Specialist – Gabe Lorente • Claims Specialist – Jami Albertson • Phone number 888-816-2274 Premier Church & School Insurance Services 2005

9. General Notes Questions Goals Premier Church & School Insurance Services 2005